Miami County property record for 420 N Sayers Rd, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 720 sqft · built 1940 |
| Lot Size | 0.281 acres (12,240 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $55,000 (Jun 2007) |
| Tax Bill | $1,044 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Apr 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | K30-021170 |
| Primary APN | K30-021170 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 720 sqft Living Area |
| 1st Floor Area | 1,440 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 12,240 sqft (0.281 acres) |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 226 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 420 N SAYERS RD |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-8659 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 10-1-5 TR 4 RIFE |
| Legal Range | 10 |
| Legal Township | 01 |
| Legal Section | 05 |
| Legal Subdivision | RIFE |
| Legal Tract | 4 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | STAUNTON |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 365102 |
Source: Miami County records, as of August 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 420 N SAYERS RD, TROY, OH 45373-8659 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| May 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WRIGHTPATT CREDIT UNION INC |
| Apr 7, 2023 | Transfer on Death Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2007 · Amount on Record |
| Deed Sale | Jun 19, 2007 · Amount on Record |
| Prior Sale | Aug 22, 2003 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | May 7, 2026 |
| Property Address | 420 N SAYERS RD, TROY, OH 45373-8659 |
| Document Number | 0000005464 |
| Instrument Date | May 1, 2026 |
| Instrument | 20265464 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 420 N SAYERS RD, TROY, OH 45373-8659 |
| Document Number | 0000005464, |
|---|---|
| Date | May 7, 2026 |
| Instrument | 20265464 |
| Name | WRIGHTPATT CREDIT UNION INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Apr 7, 2023 |
| Property Address | 420 N SAYERS RD, TROY, OH 45373-8659 |
| Document Number | 0000003632 |
| Map Reference | MB 7 PG 184 |
| Instrument Date | Apr 6, 2023 |
| Instrument | 2023OR-03632 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 420 N SAYERS RD, TROY, OH 45373-8659 |
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Staunton Township |
| Unified School District | Miami East Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,044.00 (+17.83%) | $34,900 (+38.66%) Land $8,650 Building $26,250 | $99,700 (+38.66%) Land $24,700 Building $75,000 |
| 2024 | $886.00 (+1.49%) | $25,170 (-) Land $7,320 Building $17,850 | |
| 2023 | $873.00 (-3.96%) | $25,170 (-) Land $7,320 Building $17,850 | $71,900 (-) Land $20,900 Building $51,000 |
| 2022 | $909.00 | $25,170 Land $7,320 Building $17,850 | $71,900 Land $20,900 Building $51,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 13 (1980–2014) |
| Claims Outside the SFHA | 11 of 13 |
| Most Recent Claim | May 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Metronet.
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