340 N Sayers Rd, Troy, OH 45373 Property Records

Miami County property record for 340 N Sayers Rd, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,013 sqft · built 1951
Lot Size	0.275 acres (11,979 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (Jun 2017)
Tax Bill	$1,279 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`K30-021110`

Property Details

APN / Parcel Number

Primary APN	`K30-021110`
Alternative APNs	`011005.0-03-034-00` `K30ST009C00400`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,013 sqft Living Area
1st Floor Area	1,013 sqft

Exterior

Year Built	Built 1951
Architectural Style	Conventional
Exterior Material	Concrete Block
Foundation Type	Raised
Lot Area	11,979 sqft (0.275 acres)
Garage Type	Mixed
Garage Area	299 sqft
Carport	Carport
Carport Area	130 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Patio Area	160 sqft
Shed	1 Shed
Shed Area	200 sqft
Canopy	154 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Old Parcel Number	K30ST009C00400
Street Address	340 N SAYERS RD
City	TROY
State	OH
Zip	45373-9675
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10-1-5 TR 10 RIFE
Legal Range	01
Legal Township	10
Legal Section	05
Legal Subdivision	RIFE
Legal Tract	10
Jurisdiction	MIAMI OH
Township / Civil Division	STAUNTON
Census Block Group	4
Census Block	4006
Census Tract	365102

Owner

Source: Miami County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	340 N SAYERS RD, TROY, OH 45373-9675
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jun 19, 2017	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2017 · Amount on Record
Deed Sale	Jun 19, 2017 · Amount on Record
Prior Sale	Mar 7, 2008 · Amount on Record
Deed Document Number	1176
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	340 N SAYERS RD, TROY, OH 45373-9675
Transaction Type	Mortgage
Record Updated	May 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004070
Date	Apr 20, 2023
Instrument	2023OR-04070

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Jun 19, 2017
Property Address	340 N SAYERS RD, TROY, OH 45373-9675
Document Number	0000007315
Instrument Date	Jun 13, 2017
Instrument	2017OR-07315
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$130.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 N SAYERS RD, TROY, OH 45373-9675

Mortgage

Document Number	0000007316
Date	Jun 19, 2017
Instrument	2017OR-07316

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Miami County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Staunton Township
Unified School District	Miami East Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,279.00 (+36.5%) Homeowner's exemption	$40,990 (+50.09%) Land $8,470 Building $32,520	$117,100 (+50.13%) Land $24,200 Building $92,900
2024	$937.00 (+1.52%) Homeowner's exemption	$27,310 (-) Land $7,180 Building $20,130
2023	$923.00 (-10.48%) Homeowner's exemption	$27,310 (-) Land $7,180 Building $20,130	$78,000 (-) Land $20,500 Building $57,500
2022	$1,031.00 Homeowner's exemption	$27,310 Land $7,180 Building $20,130	$78,000 Land $20,500 Building $57,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	13 (1980–2014)
Claims Outside the SFHA	11 of 13
Most Recent Claim	May 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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