McDowell County property record for 390 E Main St, Old Fort, NC 28762
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,571 sqft · built 1940 |
| Lot Size | 0.482 acres (20,995 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Jan 2023) |
| Tax Bill | $2,025 (2025) |
| Deeds & Mortgages | Jan 2023 Sale Aug 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0659-07-69-5864 |
| Primary APN | 0659-07-69-5864 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,571 sqft Heated Area |
| Gross Area | 1,715 sqft |
| 1st Floor Area | 1,200 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,995 sqft (0.482 acres) |
| Lot Dimensions | 247 ft deep x 85 ft wide |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 79227 |
|---|---|
| Street Address | 390 E MAIN ST |
| City | OLD FORT |
| State | NC |
| Zip | 28762-0078 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 BLK B & LOTS 8 9 & 10 BLK A PB 1 PG 163 |
| Legal Block | B,A |
| Legal Lot Number | 3,8-10 |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | OLD FORT |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 970700 |
Source: McDowell County records · APN 0659-07-69-5864
Assessment roll updated September 30, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1885 OLD FORT SUGAR HILL RD, OLD FORT, NC 28762-5602 |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Jan 17, 2023 | Warranty Deed, Transfer |
| Aug 11, 2022 | Special Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 17, 2023 · Amount on Record |
| Deed Sale | Jan 17, 2023 · Amount on Record |
| Prior Sale | May 01, 1996 · Amount on Record |
| Deed Document Number | 2023184 |
| Last Transfer Date | Feb 24, 2025 |
| Transfer Doc | 0000000798 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Jan 17, 2023 |
| Property Address | 508 U S HWY 70, OLD FORT, NC 28762 |
| Document Number | 0014240402 |
| Book / Page | 1424 / 402 |
| Map Reference | MB 1 PG 163 |
| Instrument Date | Jan 13, 2023 |
| Instrument | 2023000184 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $370.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 159 CEDAR CREEK RD, BLACK MOUNTAIN, NC 28711-9642 |
| Name | Verified Name |
|---|---|
| Address | 1885 OLD FORT SUGAR HILL RD, OLD FORT, NC 28762-5602 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Aug 11, 2022 |
| Property Address | 508 U S HWY 70, OLD FORT, NC 28762 |
| Document Number | 0014090663 |
| Book / Page | 1409 / 663 |
| Map Reference | MB 1 PG 163 |
| Instrument Date | Aug 10, 2022 |
| Instrument | 2022004863 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2517 PINECOVE RD, 2517, OLD FORT, NC 28762-5716 |
| Name | Verified Name |
|---|---|
| Address | 159 CEDAR CREEK RD, BLACK MOUNTAIN, NC 28711-9642 |
Source: McDowell County records · Assessment roll updated September 30, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Municipality | Old Fort Town |
| Unified School District | McDowell County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,025.00 (+72.93%) | $298,800 (+67.86%) Land $30,000 Building $268,800 | |
| 2023 | $1,171.00 | $178,010 Land $30,000 Building $148,010 | $298,800 Land $30,000 Building $268,800 |
Source: FEMA National Flood Hazard Layer as of December 13, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 20 (1983–2024) |
| Claims Outside the SFHA | 6 of 20 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 26 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF OLD FORT serves 1,700 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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