364 E Main St, Old Fort, NC 28762 Property Records

McDowell County property record for 364 E Main St, Old Fort, NC 28762 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,928 sqft · built 1940
Lot Size0.792 acres (34,500 sqft)
Owner2 Company Names on File
Tax Bill$585 (2025)
Flood ZoneZone X (minimal risk)
APN0659-07-69-4797

Property Details

APN / Parcel Number

Primary APN0659-07-69-4797
Alternative APN
  • 16704086

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,928 sqft Heated Area
Gross Area3,428 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1965
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area34,500 sqft (0.792 acres)
Lot Dimensions276 ft deep x 125 ft wide
Garage TypeMixed
Garage Area280 sqft
CarportCarport
Carport Area240 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemNone
Heating FuelOil

Location & Zoning

Account Number16704086
Street Address364 E MAIN ST
CityOLD FORT
StateNC
Zip28762
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDIST:10 CITY/MUNI/TWP:OLD FORT MAP REF:MAP:6590
JurisdictionMCDOWELL NC
Township / Civil DivisionOLD FORT
Census Block Group1
Census Block1050
Census Tract970700

Owner

Source: McDowell County records · APN 0659-07-69-4797

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Co-ownerVerified Secondary Owner
Mailing AddressPO BOX 156, OLD FORT, NC 28762-0156
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Deed Document Number0000201148
Record UpdatedJun 08, 2026

Tax Assessment & Valuation

Source: McDowell County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMcDowell County
MunicipalityOld Fort Town
Unified School DistrictMcDowell County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$585.00 (-31.1%) Senior Citizen's exemption$129,170 (-) Land $36,000 Building $93,170
2023$849.00$129,170 Land $36,000 Building $93,170$129,170 Land $36,000 Building $93,170

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McDowell County (37111C), updated December 13, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371119707001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 17 individual NFIP policies nearby
Nearby Flood Policies17 in force
Nearby Flood Claims20 (1983–2024)
Claims Outside the SFHA6 of 20
Most Recent ClaimSep 2024, river or lake flooding, Tropical Storm Helene
Claims By Storm
  • Tropical Storm Helene, Sep 2024 · 14 claims

Wildfire

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire LikelihoodAbout 1 in 1,639 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 26 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on E Main St

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