McDowell County property record for 342 E Main St, Old Fort, NC 28762 · Last verified October 2025
| Property Type | Convenience Store |
|---|---|
| Details | 2 ba · 1,970 sqft · built 1960 |
| Lot Size | 0.282 acres (12,320 sqft) |
| Owner | Owner Name on File |
| Last Sale | $150,000 (Mar 2006) |
| Tax Bill | $678 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0659-07-69-3840 |
| Primary APN | 0659-07-69-3840 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,970 sqft Total Area |
| Flooring | Tile |
| Interior Walls | Plywood |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 12,320 sqft (0.282 acres) |
| Lot Dimensions | 112 ft deep x 110 ft wide |
| Canopy | 800 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Oil |
| Account Number | 41897 |
|---|---|
| Street Address | 342 E MAIN ST |
| City | OLD FORT |
| State | NC |
| Zip | 28762 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Convenience Store |
| Legal Description | SAMIRS #1 |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | OLD FORT |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 970700 |
Source: McDowell County records · APN 0659-07-69-3840
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | PO BOX 1272, OLD FORT, NC 28762-1272 |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 03, 2006 · Amount on Record |
| Deed Sale | Mar 03, 2006 · Amount on Record |
| Deed Document Number | 2006001469 |
| Deed Book / Page | 0859 / 0900 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | OLD FORT, NC 28762 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0012980188 |
|---|---|
| Date | Jan 15, 2020 |
| Book Page | 1298/0188 |
| Instrument | 2020000248 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28801 |
| Amount | Amount Recorded |
|---|
| Rate Type | Adjustable Rate |
|---|
Source: McDowell County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Municipality | Old Fort Town |
| Unified School District | McDowell County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $678.00 (+3.04%) | $100,000 (-) Land $30,000 Building $70,000 | |
| 2023 | $658.00 | $100,000 Land $30,000 Building $70,000 | $100,000 Land $30,000 Building $70,000 |
Source: FEMA National Flood Hazard Layer, McDowell County (37111C), updated December 13, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371119707001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 17 individual NFIP policies nearby |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 20 (1983–2024) |
| Claims Outside the SFHA | 6 of 20 |
| Most Recent Claim | Sep 2024, river or lake flooding, Tropical Storm Helene |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,639 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 26 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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