390 Cedar St, Cedar Springs, MI 49319 Property Records

Kent County property record for 390 Cedar St, Cedar Springs, MI 49319

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,008 sqft · built 1984
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Last Sale$79,000 (Jan 1998)
Tax Bill$2,294 (2025)
Deeds & MortgagesDec 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN41-02-36-205-014

Property Details

APN / Parcel Number

Primary APN41-02-36-205-014

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,008 sqft Living Area
1st Floor Area1,008 sqft
Basement Area1,008 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address390 CEDAR ST
CityCEDAR SPRINGS
StateMI
Zip49319-9492
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 3 BLK 77 * VILLAGE OF CEDAR SPRINGS
Legal SubdivisionVILLAGE OF CEDAR SPRINGS
Legal Block77
Legal Lot Number3
JurisdictionKENT MI
Township / Civil DivisionCEDAR SPRINGS
Census Block Group1
Census Block1071
Census Tract10200

Owner

390 Cedar St is owned and occupied by two individuals who bought it in January 1998.

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address390 CEDAR ST, CEDAR SPRINGS, MI 49319-9492
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 16, 1998 · Amount on File
Deed SaleJan 16, 1998 · Amount on File
Deed Book / Page5492 / 844
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT MI
Property Address390 CEDAR ST, CEDAR SPRINGS, MI 49319-9492
Transaction TypeMortgage
Record UpdatedJan 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address390 CEDAR ST, CEDAR SPRINGS, MI 49319-9492

Mortgage

Document Number0000132615
DateDec 9, 2021
Instrument20211209-0132615
Lender
NameINTANDEM CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49505
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueJan 1, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 390 Cedar St was $2,294.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyKent County
MunicipalityCedar Springs City
Unified School DistrictCedar Springs Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$99,800 (+12.13%)$199,600 (+12.13%)
2025$2,294.00 Homeowner's exemption$89,000$178,000
2023$70,800$141,600
2019$1,877.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 390 Cedar St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 390 Cedar St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR SPRINGS
serves 3,520 people · EPA ID MI0001260
Water SourceGroundwater
Last State InspectionMar 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityArsenic
resolved · Jan 2024
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Point Broadband
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Verizon.

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