263 Cedar St, Cedar Springs, MI 49319 Property Records

Kent County property record for 263 Cedar St, Cedar Springs, MI 49319

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,007 sqft · built 1945
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Mar 2026)
Tax Bill	$5,768 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Apr 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`41-02-36-203-005`

Property Details

APN / Parcel Number

Primary APN	`41-02-36-203-005`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,007 sqft Living Area
1st Floor Area	799 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	263 CEDAR ST
City	CEDAR SPRINGS
State	MI
Zip	49319-9491
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 7 BLK 74 * VILLAGE OF CEDAR SPRINGS
Legal Subdivision	VILLAGE OF CEDAR SPRINGS
Legal Block	74
Legal Lot Number	7
Jurisdiction	KENT MI
Township / Civil Division	CEDAR SPRINGS
Census Block Group	1
Census Block	1023
Census Tract	10200

Owner

263 Cedar St is owned and occupied by an individual who bought it in March 2026.

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	263 CEDAR ST, CEDAR SPRINGS, MI 49319-9491
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Warranty Deed, Transfer LINDA TRARDEK
Apr 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Mar 31, 2023	Warranty Deed, Transfer · FHA Mortgage GVC MORTGAGE INC
Apr 12, 2021	Warranty Deed, Transfer · FHA Mortgage NCL LLC
Aug 7, 2020	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jun 4, 2018	Warranty Deed, Transfer · Conventional Mortgage CHOICEONE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2026 · Amount on File
Deed Sale	Mar 30, 2026 · Amount on File
Prior Sale	Mar 31, 2023 · Amount on File
Deed Document Number	202620154
Prior Transfer Date	May 17, 2011
Prior Transfer Doc	0000088592
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Mar 30, 2026
Property Address	263 CEDAR ST, CEDAR SPRINGS, MI 49319-9491
Document Number	0000020154
Map Reference	LB 2 PG 74
Instrument Date	Mar 27, 2026
Instrument	20260330-0020154
Transaction Type	Transfer
Record Updated	May 11, 2026
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	263 CEDAR ST, CEDAR SPRINGS, MI 49319-9491

Mortgage

Document Number	0000027746
Date	Mar 30, 2026
Instrument	20260429-0027746

Lender

Name	LINDA TRARDEK
Type	Private Party

Agreement

Amount	Amount on Record

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Recording Date	Apr 29, 2026
Property Address	263 CEDAR ST, CEDAR SPRINGS, MI 49319-9491
Document Number	0000027746
Instrument Date	Mar 27, 2026
Instrument	202627746
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	263 CEDAR ST, CEDAR SPRINGS, MI 49319-9491

Mortgage

Document Number	0000027746,
Date	Apr 29, 2026
Instrument	202627746

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	5.98%
Max Rate	-1%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Mar 31, 2023
Property Address	263 CEDAR ST, CEDAR SPRINGS, MI 49319-9491
Document Number	0000016432
Map Reference	LB 2 PG 74
Instrument Date	Mar 24, 2023
Instrument	20230331-0016432
Transaction Type	Transfer
Record Updated	May 1, 2023
Title Company	RIVER EDGE TITLE AGENCY LLC, RIVER WEST TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	263 CEDAR ST, CEDAR SPRINGS, MI 49319-9491

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2500 WALDON WOODS DR SW, WYOMING, MI 49519-3149

Mortgage

Document Number	0000016433
Date	Mar 31, 2023
Instrument	20230331-0016433

Lender

Name	GVC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Apr 12, 2021
Property Address	263 CEDAR ST, CEDAR SPRINGS, MI 49319-9491
Document Number	0000042623
Instrument Date	Mar 24, 2021
Instrument	42623
Transaction Type	Transfer
Record Updated	Jun 4, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,107.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	821 ARIEBILL ST SW WYOMING MI 495093917, WYOMING, MI 49509-3917

Mortgage

Document Number	42624
Date	Apr 12, 2021
Instrument	42624

Lender

Name	NCL LLC
Address	GREENWOOD, IN 46143

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 11, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Aug 7, 2020
Property Address	263 CEDAR ST, CEDAR SPRINGS, MI 49319-9491
Document Number	0000070602
Instrument Date	Jul 24, 2020
Instrument	20200807-0070602
Transaction Type	Transfer
Record Updated	Jul 30, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,806.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13016 S MASON DR, 13016, GRANT, MI 49327-8852

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10108 FOREMAN ST SE, ADA, MI 49301-9123

Mortgage

Document Number	0000070603
Date	Aug 7, 2020
Instrument	20200807-0070603

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jun 4, 2018
Property Address	263 CEDAR ST, CEDAR SPRINGS, MI 49319-9491
Document Number	0000042323
Instrument Date	May 24, 2018
Instrument	20180604-0042323
Transaction Type	Transfer
Record Updated	Jul 30, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,462.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14700 STOUT AVE NE, 14700, CEDAR SPRINGS, MI 49319-9726

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13016 S MASON DR, GRANT, MI 49327-8852

Mortgage

Document Number	0000042324
Date	Jun 4, 2018
Instrument	20180604-0042324

Lender

Name	CHOICEONE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 263 Cedar St was $5,768, up 6.5% from the year before.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Cedar Springs City
Unified School District	Cedar Springs Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$148,500 (+7.3%)	$297,000 (+7.3%)
2025	$5,768.00 (+6.54%) Homeowner's exemption	$138,400	$276,800
2024	$5,414.00
2023		$113,300	$226,600
2019	$3,882.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 263 Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 263 Cedar St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR SPRINGS serves 3,520 people · EPA ID MI0001260
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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