320 Cedar St, Cedar Springs, MI 49319 Property Records

Kent County property record for 320 Cedar St, Cedar Springs, MI 49319

Property Summary

Property Type	Manufactured or Modular Home
Details	1.5 ba · 1,352 sqft · built 1992
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$117,500 (Jan 2022)
Tax Bill	$3,179 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Mar 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-02-36-206-005`

Property Details

APN / Parcel Number

Primary APN	`41-02-36-206-005`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,352 sqft Living Area
1st Floor Area	1,352 sqft
Basement Area	1,352 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Modular
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	102 ft deep x 132 ft wide
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	320 CEDAR ST
City	CEDAR SPRINGS
State	MI
Zip	49319-9496
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	R-1
Legal Description	LOTS 1 & 2 EX S 30 FT BLK 78 * VILLAGE OF CEDAR SPRINGS
Legal Subdivision	VILLAGE OF CEDAR SPRINGS
Legal Block	78
Legal Lot Number	1-2
Jurisdiction	KENT MI
Township / Civil Division	CEDAR SPRINGS
Census Block Group	1
Census Block	1072
Census Tract	10200

Owner

320 Cedar St, a residential property, is owned and occupied by an individual who bought it in January 2022.

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	320 CEDAR ST, CEDAR SPRINGS, MI 49319-9496
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Warranty Deed, Transfer · FHA Mortgage NOVUS HOME MORTGAGE
Mar 5, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 5, 2020	Correction Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2022 · Amount on File
Deed Sale	Jan 18, 2022 · Amount on File
Prior Sale	Feb 3, 2011 · Amount on File
Deed Document Number	20224946
Prior Transfer Date	Jun 2, 2010
Prior Transfer Doc	0000048890
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jan 18, 2022
Property Address	320 CEDAR ST, CEDAR SPRINGS, MI 49319-9496
Document Number	0000004946
Map Reference	MB 2 PG 74
Instrument Date	Jan 11, 2022
Instrument	20220118-0004946
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$881.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5903 EDA JEAN RDG NE, 5903, COMSTOCK PARK, MI 49321-9549

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5903 EDA JEAN RDG NE, COMSTOCK PARK, MI 49321-9549

Mortgage

Document Number	0000004947
Date	Jan 18, 2022
Instrument	20220118-0004947

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENT MI
Recording Date	Mar 5, 2020
Property Address	320 CEDAR ST, CEDAR SPRINGS, MI 49319-9496
Document Number	0000019442
Instrument Date	Feb 28, 2020
Instrument	19442
Transaction Type	Transfer
Record Updated	Apr 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	5903 EDA JEAN RDG NE COMSTOCK PARK MI 493219549, COMSTOCK PARK, MI 49321-9549

March 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	KENT MI
Recording Date	Mar 5, 2020
Property Address	320 CEDAR ST, CEDAR SPRINGS, MI 49319-9496
Document Number	0000019441
Instrument Date	Feb 28, 2020
Instrument	19441
Transaction Type	Transfer
Record Updated	Apr 30, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$447.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 CROSBY ST NW GRAND RAPIDS MI 495043103, GRAND RAPIDS, MI 49504-3103

Tax Assessment & Valuation

The 2025 property tax bill for 320 Cedar St was $3,179.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Cedar Springs City
Unified School District	Cedar Springs Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$151,600 (+7.67%)	$303,200 (+7.67%)
2025	$3,179.00 Homeowner's exemption	$140,800	$281,600
2023		$115,500	$231,000
2019	$2,601.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Cedar St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR SPRINGS serves 3,520 people · EPA ID MI0001260
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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