Miami-Dade County property record for 390 Atlantic Rd, Key Biscayne, FL 33149 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,712 sqft · built 1996 |
| Lot Size | 0.275 acres (12,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $3,615,000 (Jun 2021) |
| Tax Bill | $54,682 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Jun 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 24-4232-003-0490 |
| Primary APN | 24-4232-003-0490 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,712 sqft Living Area |
| Gross Area | 4,909 sqft |
| Flooring | Vinyl/Resilient |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Concrete |
| Lot Area | 12,000 sqft (0.275 acres) |
| Lot Dimensions | 120 ft deep x 100 ft wide |
| Patio Area | 115 sqft |
| Fence | Fence |
| Street Address | 390 ATLANTIC RD |
|---|---|
| City | KEY BISCAYNE |
| State | FL |
| Zip | 33149-1602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 32 54 42 HOLIDAY COLONY PB 50-87 LOT 14 BLK 4 LOT SIZE 100.050 X 120 OR 16546-4135 1094 1 |
| Legal Range | 42 |
| Legal Township | 54 |
| Legal Section | 32 |
| Legal Subdivision | HOLIDAY COLONY |
| Legal Block | 4 |
| Legal Lot Number | 14 |
| Jurisdiction | DADE FL |
| Township / Civil Division | KEY BISCAYNE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 4607 |
Source: Miami-Dade County records · APN 24-4232-003-0490
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 390 ATLANTIC RD, KEY BISCAYNE, FL 33149-1602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 25, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jun 10, 2021 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 10, 2021 · Amount on Record |
| Deed Sale | Jun 10, 2021 · Amount on Record |
| Prior Sale | Oct 17, 1994 · Amount on Record |
| Deed Document Number | 2021R0414793 |
| Deed Book / Page | 32558 / 2399 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 390 ATLANTIC RD, KEY BISCAYNE, FL 33149-1602 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 390 ATLATIC ROAD, MIAMI, FL 33149-1602 |
| Document Number | 0000814751 |
|---|---|
| Date | Oct 25, 2022 |
| Book Page | 33437/1244 |
| Instrument | 2022R0814751 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Oct 15, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | Jun 10, 2021 |
| Property Address | 390 ATLANTIC RD, KEY BISCAYNE, FL 33149-1602 |
| Document Number | 0000414793 |
| Book / Page | 32558 / 2399 |
| Map Reference | MB 50 PG 87 |
| Instrument Date | May 28, 2021 |
| Instrument | 2021R0414793 |
| Transaction Type | Transfer |
| Record Updated | Jul 07, 2021 |
| Title Company | BEST PRACTICES TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $21,690.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4000 PINTA CT, 4000, CORAL GABLES, FL 33146-1117 |
| Name | Verified Name |
|---|---|
| Address | 390 ATLANTIC RD, KEY BISCAYNE, FL 33149-1602 |
| Document Number | 0000002401 |
|---|---|
| Date | Jun 10, 2021 |
| Instrument | 32558/2401 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
Source: Miami-Dade County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Key Biscayne Village |
| Unified School District | Dade County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $54,682.00 (+3.64%) Homeowner's exemption | $3,455,760 (+5.99%) | $4,365,684 (+15.08%) Land $3,360,000 Building $1,005,684 |
| 2023 | $52,760.00 (+3.82%) Homeowner's exemption | $3,260,552 (+3%) | $3,793,618 (+19.84%) Land $2,760,000 Building $1,033,618 |
| 2022 | $50,820.00 Homeowner's exemption | $3,165,585 Land $2,118,000 Building $1,047,585 | $3,165,585 Land $2,118,000 Building $1,047,585 |
Source: FEMA National Flood Hazard Layer, Miami-Dade County (12086C), updated January 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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