355 Atlantic Rd, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 355 Atlantic Rd, Key Biscayne, FL 33149 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details6 bd · 6 ba · 3,933 sqft · built 1987
Lot Size0.273 acres (11,909 sqft)
Owner2 Individual Names on File
Last Sale$2,900,000 (Dec 2016)
Tax Bill$31,661 (2025)
Deeds & MortgagesFeb 2023 Line of Credit
Apr 2021 Mortgage
Flood ZoneZone AE (high risk)
APN24-4232-003-0540

Property Details

APN / Parcel Number

Primary APN24-4232-003-0540

Interior

Bedrooms6 Beds
Full Baths6 Baths
Stories2 Stories
Building Area3,933 sqft Living Area
Gross Area4,760 sqft
FlooringVinyl/Resilient

Exterior

Year BuiltBuilt 1987
Exterior MaterialConcrete Block
Construction TypeConcrete
Lot Area11,909 sqft (0.273 acres)
Lot Dimensions119 ft deep x 100 ft wide
Pool Area50 sqft
Patio Area1,260 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address355 ATLANTIC RD
CityKEY BISCAYNE
StateFL
Zip33149-1601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOLIDAY COLONY PB 50-87 LOT 5 BLK 5 LOT SIZE 100.080 X 119 OR 16862-5192 0795 5
Legal Range42
Legal Township54
Legal Section32
Legal SubdivisionHOLIDAY COLONY
Legal Block5
Legal Lot Number5
JurisdictionDADE FL
Township / Civil DivisionKEY BISCAYNE
Census Block Group1
Census Block1004
Census Tract4607

Owner

Source: Miami-Dade County records · APN 24-4232-003-0540

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address355 ATLANTIC RD, KEY BISCAYNE, FL 33149-1601
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2023Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Apr 05, 2021Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 06, 2016 · Amount on Record
Deed SaleDec 06, 2016 · Amount on Record
Prior SaleJul 26, 1995
Deed Document Number2016R0697601
Deed Book / Page30333 / 0806
Record UpdatedJun 08, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address355 ATLANTIC RD, KEY BISCAYNE, FL 33149-1601
Transaction TypeMortgage
Record UpdatedMar 22, 2023
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address355 ATLANTIC RD, KEY BISCAYNE, FL 33149-1601

Mortgage

Document Number0000132069
DateFeb 28, 2023
Book Page33598/2122
Instrument2023R0132069
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 14, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address355 ATLANTIC RD, KEY BISCAYNE, FL 33149-1601
Transaction TypeMortgage
Record UpdatedApr 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address355 ATLANTIC RD, KEY BISCAYNE, FL 33149-1601

Mortgage

Document Number0000231852
DateApr 05, 2021
Book Page32431/1503
Instrument2021R0231852
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2051
Interest
Rate TypeAdjustable Rate
Rate2.37%
Type Change DateApr 01, 2028
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change7.37%
IndexOther
Margin3
Max Rate7.37%

Tax Assessment & Valuation

Source: Miami-Dade County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityKey Biscayne Village
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$31,661.00 (+3.69%) Homeowner's exemption$1,979,105 (+5.99%)$3,773,618 (+25.86%) Land $3,167,794 Building $605,824
2023$30,535.00 (+4.16%) Homeowner's exemption$1,867,310 (+3%)$2,998,183 (+23.99%) Land $2,602,116 Building $396,067
2022$29,315.00 Homeowner's exemption$1,812,923$2,418,118 Land $1,996,842 Building $421,276

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami-Dade County (12086C), updated January 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation9.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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