345 Atlantic Rd, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 345 Atlantic Rd, Key Biscayne, FL 33149 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 5,367 sqft · built 2006
Lot Size	0.273 acres (11,932 sqft)
Owner	Individual Name on File
Last Sale	$4,360,000 (Jun 2021)
Tax Bill	$57,442 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Sep 2022 Second Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`24-4232-003-0530`

Property Details

APN / Parcel Number

Primary APN	`24-4232-003-0530`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	5,367 sqft Living Area
Gross Area	7,392 sqft
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 2006
Exterior Material	Concrete Block
Construction Type	Concrete
Lot Area	11,932 sqft (0.273 acres)
Lot Dimensions	119 ft deep x 100 ft wide
Garage Area	147 sqft
Porch	Porch
Porch Area	710 sqft
Patio Area	300 sqft

Location & Zoning

Street Address	345 ATLANTIC RD
City	KEY BISCAYNE
State	FL
Zip	33149-1601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOLIDAY COLONY PB 50-87 LOT 4 BLK 5 LOT SIZE 100.270 X 119 OR 20549-2037 0702 6 COC 24396-0254 03 2006 1
Legal Range	42
Legal Township	54
Legal Section	32
Legal Subdivision	HOLIDAY COLONY
Legal Block	5
Legal Lot Number	4
Jurisdiction	DADE FL
Township / Civil Division	KEY BISCAYNE
Census Block Group	1
Census Block	1004
Census Tract	4607

Owner

Source: Miami-Dade County records · APN 24-4232-003-0530

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	345 ATLANTIC RD, KEY BISCAYNE, FL 33149-1601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 05, 2023	Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK OF FLORIDA
Sep 20, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BRICKELL CAPITAL LLC
Sep 20, 2022	Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK OF FLORIDA
Jun 09, 2021	Warranty Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK OF FLORIDA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 09, 2021 · Amount on Record
Deed Sale	Jun 09, 2021 · Amount on Record
Prior Sale	Feb 26, 2013 · Amount on Record
Deed Document Number	2021R0410924
Deed Book / Page	32555 / 1359
Record Updated	Jun 08, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	345 ATLANTIC RD, KEY BISCAYNE, FL 33149-1601
Transaction Type	Mortgage
Record Updated	Sep 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 ATLANTIC RD, KEY BISCAYNE, FL 33149-1601

Mortgage

Document Number	0000619703
Date	Sep 05, 2023
Book Page	33864/4682
Instrument	2023R0619703

Lender

Name	CITY NATIONAL BANK OF FLORIDA
Type	Bank
Address	MIAMI, FL 33131

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	345 ATLANTIC RD, KEY BISCAYNE, FL 33149-1601
Transaction Type	Mortgage
Record Updated	Oct 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 ATLANTIC RD, KEY BISCAYNE, FL 33149-1601

Mortgage

Document Number	0000735875
Date	Sep 20, 2022
Book Page	33391/1458
Instrument	2022R0735875

Lender

Name	BRICKELL CAPITAL LLC
Type	Non-Lending Institution
Address	MIAMI, FL 33131

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	345 ATLANTIC RD, KEY BISCAYNE, FL 33149-1601
Transaction Type	Mortgage
Record Updated	Oct 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 ATLANTIC RD, KEY BISCAYNE, FL 33149-1601

Mortgage

Document Number	0000735877
Date	Sep 20, 2022
Book Page	33391/1507
Instrument	2022R0735877

Lender

Name	CITY NATIONAL BANK OF FLORIDA
Type	Bank
Address	KEY BISCAYNE, FL 33149

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Jun 09, 2021
Property Address	345 ATLANTIC RD, KEY BISCAYNE, FL 33149-1601
Document Number	0000410924
Book / Page	32555 / 1359
Map Reference	MB 50 PG 87
Instrument Date	May 14, 2021
Instrument	2021R0410924
Transaction Type	Transfer
Record Updated	Jul 06, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$26,160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19 GRAND BAY ESTATES CIR, 19, KEY BISCAYNE, FL 33149-1929

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 ATLANTIC RD, KEY BISCAYNE, FL 33149-1601

Mortgage

Document Number	0000001361
Date	Jun 09, 2021
Instrument	32555/1361

Lender

Name	CITY NATIONAL BANK OF FLORIDA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Miami-Dade County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Key Biscayne Village
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$57,442.00 (+3.65%) Homeowner's exemption	$3,630,749 (+5.99%)	$4,869,278 (+12.1%) Land $3,173,912 Building $1,695,366
2023	$55,418.00 (+3.86%) Homeowner's exemption	$3,425,656 (+1.41%)	$4,343,859 (+15.59%) Land $2,607,142 Building $1,736,717
2022	$53,357.00 Homeowner's exemption	$3,377,970	$3,758,090 Land $2,000,698 Building $1,757,392

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami-Dade County (12086C), updated January 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120860046071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 141 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1,524 units insured 1,383 under condo master policies
Nearby Flood Claims	220 (1979–2022)
Claims Outside the SFHA	1 of 220
Most Recent Claim	Jun 2022, rainfall accumulation
Claims By Storm	Hurricane Irma, Sep 2017 · 60 claims Hurricane Katrina, Aug 2005 · 25 claims Hurricane Andrew, Aug 1992 · 63 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 143 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Verizon, Xfinity, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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