39 Willow St, Commerce, GA 30529 Property Records

Jackson County property record for 39 Willow St, Commerce, GA 30529 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,920 sqft · built 1988
Lot Size	0.67 acres (29,185 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,122 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jan 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`C03 020D`

Property Details

APN / Parcel Number

Primary APN	`C03 020D`
Alternative APN	`8320`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,920 sqft Heated Area
1st Floor Area	960 sqft
Basement Area	960 sqft
Finished Basement	960 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	29,185 sqft (0.67 acres)
Garage Area	1,064 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	32 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8320
Street Address	39 WILLOW ST
City	COMMERCE
State	GA
Zip	30529-2548
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 3 PLAT BK 22 PG 259//PLAT BK 30 PG 134
Legal Tract	3
Legal Block	22,30
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	4
Census Block	4036
Census Tract	10400

Owner

Source: Jackson County records · APN C03 020D

Assessment roll updated February 23, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	39 WILLOW ST, COMMERCE, GA 30529-2548
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 04, 2022	Deed of Trust, Mortgage · Commercial Mortgage UNITED COMMUNITY BANK
Jan 24, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jan 24, 2022
Transfer Doc	00100T0712
Record Updated	Jun 08, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	39 WILLOW ST, COMMERCE, GA 30529-2548
Transaction Type	Mortgage
Record Updated	Sep 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 WILLOW ST, COMMERCE, GA 30529-2548

Mortgage

Document Number	00103M0000000077
Date	Aug 04, 2022
Book Page	000000103M/0000000077

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 01, 2047

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Jan 24, 2022
Property Address	39 WILLOW ST, COMMERCE, GA 30529-2548
Document Number	00100T0712
Book / Page	100T / 712
Instrument Date	Jan 24, 2022
Instrument	2022-000482
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 WILLOW ST, COMMERCE, GA 30529-2548

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated February 23, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,122.00 (-28.72%) Homeowner's exemption	$86,640 (-) Land $10,720 Building $75,920	$216,600 (-) Land $26,800 Building $189,800
2024	$1,574.00 (+70.35%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$86,640 (+11.82%) Land $10,720 Building $75,920	$216,600 (+11.82%) Land $26,800 Building $189,800
2023	$924.00 (-3.14%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$77,480 (+31.41%) Land $10,720 Building $66,760	$193,700 (+31.41%) Land $26,800 Building $166,900
2022	$954.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$58,960 Land $6,680 Building $52,280	$147,400 Land $16,700 Building $130,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (13157C), updated March 14, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 6% of Georgia
Wildfire Likelihood	About 1 in 3,571 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 253 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Uniti Group	Cable	1,000 / 25
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
Uniti Group	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: TruVista Communications, Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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