157 Willow St, Commerce, GA 30529 Property Records

Jackson County property record for 157 Willow St, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,030 sqft · built 2001
Lot Size	0.73 acres (31,799 sqft)
Owner	Individual Name on Record
Last Sale	$175,750 (Sep 2019)
Tax Bill	$3,027 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C03 019`

Property Details

APN / Parcel Number

Primary APN	`C03 019`
Alternative APN	`8315`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,030 sqft Heated Area
Basement Area	1,102 sqft
Finished Basement	1,102 sqft
Unfinished Basement	1,102 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	31,799 sqft (0.73 acres)
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	24 sqft
Porch	Slab
Porch Area	912 sqft
Deck Area	320 sqft
Patio Area	456 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8315
Street Address	157 WILLOW ST
City	COMMERCE
State	GA
Zip	30529-2549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 19 HARDMAN ESTATE SUBD
Legal Subdivision	HARDMAN ESTATE SUBD
Legal Lot Number	19
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	4
Census Block	4036
Census Tract	10400

Owner

Source: Jackson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3239 RIDGEWAY CHURCH RD, MAYSVILLE, GA 30558-3040
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE
Sep 18, 2019	Grant Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2019 · Amount on Record
Deed Sale	Sep 17, 2019 · Amount on Record
Prior Sale	Sep 22, 2004
Deed Document Number	20193454
Deed Book / Page	86D / 248
Prior Transfer Date	Sep 8, 2000
Prior Transfer Doc	0021000711
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	157 WILLOW ST, COMMERCE, GA 30529-2549
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 WILLOW ST, COMMERCE, GA 30529-2549

Mortgage

Document Number	00098B0000000112
Date	Sep 2, 2021
Book Page	000000098B/0000000112

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Sep 18, 2019
Property Address	157 WILLOW ST, COMMERCE, GA 30529-2549
Document Number	00086D0248
Book / Page	00086D / 000248
Instrument Date	Sep 17, 2019
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 WILLOW ST COMMERCE GA 305292549, COMMERCE, GA 30529-2549

Mortgage

Document Number	86D0252
Date	Sep 18, 2019
Book Page	00086D/000252

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2049

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,372 (-) Land $11,680 Building $101,692	$283,430 (-) Land $29,200 Building $254,230
2025	$3,027.00 (-3.26%)	$113,372 (-) Land $11,680 Building $101,692	$283,430 (-) Land $29,200 Building $254,230
2024	$3,129.00 (+3.99%)	$113,372 (+11.53%) Land $11,680 Building $101,692	$283,430 (+11.53%) Land $29,200 Building $254,230
2023	$3,009.00 (+16.04%)	$101,656 (+27.11%) Land $11,680 Building $89,976	$254,140 (+27.11%) Land $29,200 Building $224,940
2022	$2,593.00	$79,976 Land $7,280 Building $72,696	$199,940 Land $18,200 Building $181,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Windstream Cable · DSL · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: TruVista Communications.

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