139 Willow St, Commerce, GA 30529 Property Records

Jackson County property record for 139 Willow St, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,073 sqft · built 1998
Lot Size	0.94 acres (40,946 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Mar 2018)
Tax Bill	$2,205 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C03 063`

Property Details

APN / Parcel Number

Primary APN	`C03 063`
Alternative APN	`8367`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,073 sqft Heated Area
1st Floor Area	1,176 sqft
Basement Area	708 sqft
Finished Basement	708 sqft
Unfinished Basement	708 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	40,946 sqft (0.94 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	120 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8367
Street Address	139 WILLOW ST
City	COMMERCE
State	GA
Zip	30529-2549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 18 (0.94 ACRE) PB 49 PG 163 REV PB 69/83
Legal Subdivision	KENNETH EDENFIELD
Legal Lot Number	18
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	4
Census Block	4036
Census Tract	10400

Owner

Source: Jackson County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	139 WILLOW ST, COMMERCE, GA 30529-2549
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Deed of Trust, Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Nov 17, 2025	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Jan 11, 2024	Deed of Trust, Mortgage · Conventional Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
May 31, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES
Aug 10, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2018 · Amount on Record
Deed Sale	Mar 2, 2018 · Amount on Record
Prior Sale	Oct 17, 2011
Deed Document Number	2018815
Deed Book / Page	80C / 490
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	139 WILLOW ST, COMMERCE, GA 30529-2549
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 WILLOW ST, COMMERCE, GA 30529-2549

Mortgage

Document Number	00098E0000000270
Date	Sep 10, 2021
Book Page	000000098E/0000000270

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	139 WILLOW ST, COMMERCE, GA 30529-2549
Transaction Type	Mortgage
Record Updated	Jan 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 WILLOW ST, COMMERCE, GA 30529-2549

Mortgage

Document Number	00117U0000000465
Date	Nov 17, 2025
Book Page	000000117U/0000000465

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jan 1, 2053

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	139 WILLOW ST, COMMERCE, GA 30529-2549
Transaction Type	Mortgage
Record Updated	Feb 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 WILLOW ST, COMMERCE, GA 30529-2549

Mortgage

Document Number	00109L0000000113
Date	Jan 11, 2024
Book Page	000000109L/0000000113

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	139 WILLOW ST, COMMERCE, GA 30529-2549
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 WILLOW ST, COMMERCE, GA 30529-2549

Mortgage

Document Number	00106R0000000494
Date	May 31, 2023
Book Page	000000106R/0000000494

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	139 WILLOW ST, COMMERCE, GA 30529-2549
Document Number	00091J0237
Instrument Date	Aug 10, 2020
Transaction Type	Mortgage
Record Updated	Oct 1, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 WILLOW ST COMMERCE GA 305292549, COMMERCE, GA 30529-2549

Mortgage

Document Number	00091J0237
Date	Sep 8, 2020
Book Page	00091J/000237

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Sep 7, 2048

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,600 (-) Land $15,040 Building $67,560	$206,500 (-) Land $37,600 Building $168,900
2025	$2,205.00 (-3.29%)	$82,600 (-) Land $15,040 Building $67,560	$206,500 (-) Land $37,600 Building $168,900
2024	$2,280.00 (+4.54%)	$82,600 (+12.11%) Land $15,040 Building $67,560	$206,500 (+12.11%) Land $37,600 Building $168,900
2023	$2,181.00 (+21.37%)	$73,680 (+32.9%) Land $15,040 Building $58,640	$184,200 (+32.9%) Land $37,600 Building $146,600
2022	$1,797.00	$55,440 Land $9,400 Building $46,040	$138,600 Land $23,500 Building $115,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Windstream Cable · DSL · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: TruVista Communications.

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