39 W Trace Creek Dr, Spring, TX 77381 Property Records

Montgomery County property record for 39 W Trace Creek Dr, Spring, TX 77381

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,556 sqft · built 1988
Lot Size0.212 acres (9,250 sqft)
Owner2 Individual Names on Record
Last Sale$298,100 (Dec 2013)
Tax Bill$6,227 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN9715-03-06900

Property Details

APN / Parcel Number

Primary APN9715-03-06900
Alternative APN
  • R188992

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area2,556 sqft Living Area
Gross Area3,260 sqft
1st Floor Area1,200 sqft
2nd Floor Area1,200 sqft
FlooringCarpet
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialWood
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area9,250 sqft (0.212 acres)
Garage TypeAttached
Garage Area572 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Frame Porch
Porch Area540 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address39 W TRACE CREEK DR
CitySPRING
StateTX
Zip77381-4522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code6
Legal DescriptionWDLNDS VIL INDIAN SPRG 03, BLOCK 3, LOT 4
Legal SubdivisionWDLNDS VIL INDIAN SPRG 03
Legal Block3
Legal Lot Number4
JurisdictionMONTGOMERY TX
Township / Civil DivisionSOUTHEAST MONTGOMERY
Census Block Group2
Census Block2008
Census Tract691301

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address39 W TRACE CREEK DR, SPRING, TX 77381-4522
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 18, 2026Deed of Trust, Mortgage · Line of Credit
FIRST FINANCIAL BANK.
Aug 6, 2020Deed of Trust, Mortgage
HOMEWAY MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 31, 2013 · Amount on Record
Deed SaleDec 31, 2013 · Amount on Record
Prior SaleAug 7, 2007 · Amount on Record
Deed Document Number2013138283
Prior Transfer DateDec 30, 2013
Prior Transfer Doc0000138283
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Recording DateMay 18, 2026
Property Address39 W TRACE CREEK DR, SPRING, TX 77381-4522
Document Number0000051150
Instrument DateMar 11, 2026
Instrument202651150
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 W TRACE CREEK DR, SPRING, TX 77381-4522

Mortgage

Document Number0000051150,
DateMay 18, 2026
Instrument202651150
Lender
NameFIRST FINANCIAL BANK.
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMar 11, 2046
Interest
Rate TypeAdjustable Rate
Rate6.09%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address39 W TRACE CREEK DR, SPRING, TX 77381-4522
Document Number0000086226
Instrument DateAug 6, 2020
Transaction TypeMortgage
Record UpdatedSep 23, 2020
Title CompanyMONARCH TITLE/TX

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address39 W TRACE CREEK DR SPRING TX 773814522, SPRING, TX 77381-4522

Mortgage

Document Number0000086226
DateAug 12, 2020
Instrument86226
Lender
NameHOMEWAY MTG
TypeMortgage Company
AddressKATY, TX 77494
Agreement
AmountAmount Recorded
Term360 Months
DueAug 11, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$462,247 (+0.19%) Land $70,000 Building $392,247$462,247 (-8.85%) Land $70,000 Building $392,247
2025$6,227.00 (+4.57%) Homeowner's exemption$461,349 (+1%)$507,114 (+14.64%) Land $70,000 Building $437,114
2024$5,955.00 (-19.33%) Homeowner's exemption$419,408 (+1%) Land $70,000 Building $372,361$442,361 (+5.16%) Land $70,000 Building $372,361
2023$7,382.00 Homeowner's exemption$381,280 Land $70,000 Building $350,670$420,670 Land $70,000 Building $350,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 101 policies
Nearby Flood Policies101 in force
Nearby Flood Claims28 (2008–2023)
Claims Outside the SFHA23 of 28
Most Recent ClaimMay 2023 · tidal / storm surge
Claims by Event
  • Hurricane Harvey, Sep 2017 · 19 claims
  • Severe Storms And Flooding, May 2016 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY MUD 7
serves 12,528 people · EPA ID TX1700169
Water SourcePurchased surface water from SJRA THE WOODLANDS
Last State InspectionJan 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Tachus Fiber Internet
Fiber
8,000 / 8,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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