Montgomery County property record for 46 W Trace Creek Dr, Spring, TX 77381
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,926 sqft · built 1988 |
| Lot Size | 0.163 acres (7,110 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $362,500 (Sep 2021) |
| Tax Bill | $5,398 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 9715-03-05400 |
| Primary APN | 9715-03-05400 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,926 sqft Living Area |
| Gross Area | 2,386 sqft |
| 1st Floor Area | 808 sqft |
| 2nd Floor Area | 1,118 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 7,110 sqft (0.163 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 392 sqft |
| Deck Area | 450 sqft |
| Patio Area | 450 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 46 W TRACE CREEK DR |
|---|---|
| City | SPRING |
| State | TX |
| Zip | 77381-4519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6 |
| Legal Description | S971503 - WDLNDS VIL INDIAN SPRG 03, BLOCK 2, LOT 15 |
| Legal Subdivision | WDLNDS VIL INDIAN SPRG 03 |
| Legal Block | 2 |
| Legal Lot Number | 15 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | SOUTHEAST MONTGOMERY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 691301 |
Source: Montgomery County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 46 W TRACE CREEK DR, SPRING, TX 77381-4519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 13, 2021 | Vendor's Lien, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 20, 2020 | Vendor's Lien, Transfer · Conventional Mortgage TEXAS DOW EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 13, 2021 · Amount on Record |
| Deed Sale | Sep 13, 2021 · Amount on Record |
| Prior Sale | Nov 20, 2020 · Amount on Record |
| Deed Document Number | 2021126682 |
| Prior Transfer Date | Sep 10, 2021 |
| Prior Transfer Doc | 0000126682 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Sep 13, 2021 |
| Property Address | 46 W TRACE CREEK DR, SPRING, TX 77381-4519 |
| Document Number | 0000126682 |
| Map Reference | CAB E SH 157 A |
| Instrument Date | Sep 10, 2021 |
| Instrument | 2021126682 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 46 W TRACE CREEK DR, SPRING, TX 77381-4519 |
| Document Number | 0000126683 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | 2021126683 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Nov 20, 2020 |
| Property Address | 46 W TRACE CREEK DR, SPRING, TX 77381-4519 |
| Document Number | 0000135048 |
| Map Reference | CAB E SH 157A |
| Instrument Date | Nov 18, 2020 |
| Instrument | 2020135048 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 46W W TRACE CREEK DR, 46W, SPRING, TX 77381-4519 |
| Name | Verified Name |
|---|---|
| Address | 1 WATERWAY AVE, SPRING, TX 77380-3449 |
| Document Number | 0000135049 |
|---|---|
| Date | Nov 20, 2020 |
| Instrument | 2020135049 |
| Name | TEXAS DOW EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Dec 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 4.37% |
| Max Rate At Change | 6.37% |
| Index | 1-Year CMT |
| Max Rate | 10.3% |
Source: Montgomery County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Montgomery County |
| Unified School District | Conroe Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $426,871 (+3.94%) Land $70,000 Building $356,871 | $426,871 (-7.17%) Land $70,000 Building $356,871 | |
| 2025 | $5,398.00 (+3.87%) Homeowner's exemption | $410,707 (+1%) | $459,820 (+17.81%) Land $70,000 Building $389,820 |
| 2024 | $5,197.00 (-15.55%) Homeowner's exemption | $373,370 (+0.74%) Land $70,000 Building $320,291 | $390,291 (+5.3%) Land $70,000 Building $320,291 |
| 2023 | $6,154.00 Homeowner's exemption Senior Citizen's exemption | $370,640 Land $70,000 Building $300,640 | $370,640 Land $70,000 Building $300,640 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 101 policies |
| Nearby Flood Policies | 101 in force |
| Nearby Flood Claims | 28 (2008–2023) |
| Claims Outside the SFHA | 23 of 28 |
| Most Recent Claim | May 2023 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY MUD 7 serves 12,528 people · EPA ID TX1700169 |
|---|---|
| Water Source | Purchased surface water from SJRA THE WOODLANDS |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tachus Fiber Internet Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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