26 W Trace Creek Dr, Spring, TX 77381 Property Records

Montgomery County property record for 26 W Trace Creek Dr, Spring, TX 77381

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,789 sqft · built 1988
Lot Size	0.165 acres (7,186 sqft)
Owner	Individual Name on File
Last Sale	$539,115 (May 2025)
Tax Bill	$8,413 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`9715-03-05900`

Property Details

APN / Parcel Number

Primary APN	`9715-03-05900`
Alternative APN	`R188982`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,789 sqft Living Area
Gross Area	3,495 sqft
1st Floor Area	1,619 sqft
2nd Floor Area	1,170 sqft
Upper Floors Area	154 sqft
Flooring	Wood
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,186 sqft (0.165 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch
Porch Area	240 sqft
Deck Area	517 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	26 W TRACE CREEK DR
City	SPRING
State	TX
Zip	77381-4516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6
Legal Description	WDLNDS VIL INDIAN SPRG 03, BLOCK 2, LOT 20
Legal Subdivision	WDLNDS VIL INDIAN SPRG 03
Legal Block	2
Legal Lot Number	20
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	2
Census Block	2007
Census Tract	691301

Owner

26 W Trace Creek Dr is owned and occupied by an individual who bought it in May 2025.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	26 W TRACE CREEK DR, SPRING, TX 77381-4516
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2025 · Amount on File
Deed Sale	May 6, 2025 · Amount on File
Prior Sale	Jul 15, 2021 · Amount on File
Deed Document Number	202544038
Record Updated	Oct 29, 2026

July 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Jul 15, 2021
Property Address	26 W TRACE CREEK DR, SPRING, TX 77381-4516
Document Number	0000097334
Map Reference	CAB E SH 157A
Instrument Date	Jul 14, 2021
Instrument	2021097334
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	NOT AVAILABLE, CHARTER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 W TRACE CREEK DR, SPRING, TX 77381-4516

Mortgage

Document Number	0000097335
Date	Jul 15, 2021
Instrument	2021097335

Lender

Name	REGIONS BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Aug 1, 2026
Change Frequency	6 Months
Min Rate At Change	2.37%
Max Rate At Change	5%
Index	Other
Max Rate	8%

Tax Assessment & Valuation

The 2025 property tax bill for 26 W Trace Creek Dr was $8,413 with a homeowner's exemption, up 5.8% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$605,000 (+1.71%) Land $70,000 Building $535,000	$605,000 (-10.15%) Land $70,000 Building $535,000
2025	$8,413.00 (+5.78%) Homeowner's exemption	$594,800 (+1%) Land $70,000 Building $603,381	$673,381 (+17.78%) Land $70,000 Building $603,381
2024	$7,953.00 (+18.35%) Homeowner's exemption	$540,727 (+1%) Land $70,000 Building $501,722	$571,722 (+4.91%) Land $70,000 Building $501,722
2023	$6,720.00 Homeowner's exemption	$491,570 Land $70,000 Building $474,990	$544,990 Land $70,000 Building $474,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26 W Trace Creek Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 101 policies
Nearby Flood Policies	101 in force
Nearby Flood Claims	28 (2008–2023)
Claims Outside the SFHA	23 of 28
Most Recent Claim	May 2023 · tidal / storm surge
Claims by Event	Hurricane Harvey, Sep 2017 · 19 claims Severe Storms And Flooding, May 2016 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 W Trace Creek Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY MUD 7 serves 12,528 people · EPA ID TX1700169
Water Source	Purchased surface water from SJRA THE WOODLANDS
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20