39 Ramsgate Dr, Rochester, NY 14624 Property Records

Monroe County and Gates Town property record for 39 Ramsgate Dr, Rochester, NY 14624

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,008 sqft · built 1975
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$114,900 (Nov 2009)
Tax Bill	$6,843 (2026)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`262600 133.12-4-35`

Property Details

APN / Parcel Number

Primary APN	`262600 133.12-4-35`
Alternative APNs	`26001331200004035000` `01417142000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Game Room	Game Room

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	141 ft deep x 68.4 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	412 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01417142000
Street Address	39 RAMSGATE DR
City	ROCHESTER
State	NY
Zip	14624-2639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	0039- 1-02 4000 AC T RAMSGATE ES 7 L100 L197 P60
Legal Subdivision	RAMSGATE ESTATES SUBDIVISION
Legal Block	4
Legal Lot Number	35.000
Jurisdiction	MONROE NY
Township / Civil Division	GATES
Census Block Group	5
Census Block	5011
Census Tract	14202

Owner

Source: Monroe County and Gates Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	39 RAMSGATE DR, ROCHESTER, NY 14624-2639
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2009 · Amount on Record
Deed Sale	Nov 5, 2009 · Amount on Record
Prior Sale	Jun 1, 2000 · Amount on Record
Deed Document Number	2009430
Deed Book / Page	10811 / 347
Prior Transfer Date	Sep 17, 2001
Prior Transfer Doc	9516000317
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	39 RAMSGATE DR, ROCHESTER, NY 14624-2639
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	STEWART TITLE, STEWART TITLE INS CO UPSTATE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 RAMSGATE DR, ROCHESTER, NY 14624-2639

Mortgage

Document Number	0000000372
Date	Aug 4, 2021
Book Page	29371/372
Instrument	202108040998

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

Source: Monroe County and Gates Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Gates Town
Unified School District	Gates-Chili Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,843.00 (+3.62%)
2025	$6,604.00 (+9.79%)	$212,800 (+60.6%) Land $38,900 Building $173,900	$212,800 (+33.33%) Land $38,900 Building $173,900
2023		$132,500 (-) Land $27,500 Building $105,000	$159,600 (+9.62%) Land $33,125 Building $126,475
2022		$132,500 Land $27,500 Building $105,000	$145,600 Land $30,219 Building $115,381
2021	$6,015.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	3 (2023–2026)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20