Monroe County and Gates Town property record for 23 Ramsgate Dr, Rochester, NY 14624
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,092 sqft · built 1975 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $114,000 (Jun 2015) |
| Tax Bill | $6,782 (2026) |
| Deeds & Mortgages | Dec 2021 Line of Credit Oct 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 262600 133.12-4-38 |
| Primary APN | 262600 133.12-4-38 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Game Room | Game Room |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 140 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 765 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01417139000 |
|---|---|
| Street Address | 23 RAMSGATE DR |
| City | ROCHESTER |
| State | NY |
| Zip | 14624-2639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 0039- 1-02 4000 AC T RAMSGATE ES 7 L97 |
| Legal Subdivision | RAINSGATE ESTATE SUBDIVSION |
| Legal Block | 4 |
| Legal Lot Number | 38.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | GATES |
| Census Block Group | 5 |
| Census Block | 5011 |
| Census Tract | 14202 |
Source: Monroe County and Gates Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 23 RAMSGATE DR, ROCHESTER, NY 14624-2639 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 3, 2021 | Deed of Trust, Mortgage · Line of Credit ESL FCU |
| Oct 2, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2015 · Amount on Record |
| Deed Sale | Jun 16, 2015 · Amount on Record |
| Prior Sale | Jun 13, 2000 · Amount on Record |
| Deed Document Number | 2015831 |
| Deed Book / Page | 11547 / 420 |
| Last Transfer Date | Sep 27, 2017 |
| Transfer Doc | 0000000818 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 23 RAMSGATE DR, ROCHESTER, NY 14624-2639 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE INS CO UPSTATE |
| Name | Verified Name |
|---|
| Document Number | 0000000246 |
|---|---|
| Date | Dec 3, 2021 |
| Book Page | 29620/268 |
| Instrument | 202112030246 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14604 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Oct 2, 2017 |
| Property Address | 23 RAMSGATE DR, ROCHESTER, NY 14624-2639 |
| Document Number | 0000000818 |
| Book / Page | 011927 / 000436 |
| Instrument Date | Sep 27, 2017 |
| Instrument | 818 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23 RAMSGATE DR ROCHESTER NY 146242639, ROCHESTER, NY 14624-2639 |
Source: Monroe County and Gates Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Gates Town |
| Unified School District | Gates-Chili Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,782.00 (+3.7%) | ||
| 2025 | $6,540.00 (+15.12%) | $211,900 (+51.79%) Land $38,400 Building $173,500 | $211,900 (+25.98%) Land $38,400 Building $173,500 |
| 2023 | $139,600 (+11.15%) Land $27,100 Building $112,500 | $168,200 (+21.88%) Land $32,652 Building $135,548 | |
| 2022 | $125,600 Land $27,100 Building $98,500 | $138,000 Land $29,775 Building $108,225 | |
| 2021 | $5,681.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 3 (2023–2026) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA public/private · serves 525,262 people · EPA ID NY2701047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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