20 Ramsgate Dr, Rochester, NY 14624 Property Records

Monroe County and Gates Town property record for 20 Ramsgate Dr, Rochester, NY 14624

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,860 sqft · built 1976
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,723 (2025)
Deeds & Mortgages	Feb 2026 Transfer Mar 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`262600 133.12-4-46`

Property Details

APN / Parcel Number

Primary APN	`262600 133.12-4-46`
Alternative APNs	`26001331200004046000` `01417131000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,860 sqft Living Area
1st Floor Area	1,860 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	130 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	320 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01417131000
Street Address	20 RAMSGATE DR
City	ROCHESTER
State	NY
Zip	14624-2651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	0039- 1-02 4000 AC T RAMSGATE ES 7 L81 L197 P60
Legal Subdivision	RAMSGATE ESTATES SUBDIVISION
Legal Block	4
Legal Lot Number	46.000
Jurisdiction	MONROE NY
Township / Civil Division	GATES
Census Block Group	5
Census Block	5010
Census Tract	14202

Owner

Source: Monroe County and Gates Town records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	112 WESTCOMBE PARK, WEST HENRIETTA, NY 14586-9466
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Intrafamily Transfer, Transfer
Mar 25, 2020	Deed of Trust, Mortgage · Line of Credit ESL FCU
Jun 1, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 13, 2026
Transfer Doc	202603387003
Record Updated	Sep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE NY
Recording Date	Feb 24, 2026
Property Address	20 RAMSGATE DR, ROCHESTER, NY 14624-2651
Document Number	202603387003
Book / Page	13171 / 666
Map Reference	LB 197 PG 60
Instrument Date	Feb 13, 2026
Instrument	202603387003
Transaction Type	Transfer
Record Updated	Mar 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 RAMSGATE DR, ROCHESTER, NY 14624-2651

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 RAMSGATE DR, ROCHESTER, NY 14624-2651

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	20 RAMSGATE DR, ROCHESTER, NY 14624-2651
Document Number	0000000095
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	May 19, 2020
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 RAMSGATE DR ROCHESTER NY 146242651, ROCHESTER, NY 14624-2651

Mortgage

Document Number	0000000095
Date	Mar 31, 2020
Book Page	028444/000488
Instrument	95

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604-2424

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE NY
Recording Date	Jun 1, 2020
Property Address	20 RAMSGATE DR, ROCHESTER, NY 14624-2651
Document Number	0000000570
Book / Page	012346 / 000526
Instrument Date	Mar 9, 2020
Instrument	570
Transaction Type	Transfer
Record Updated	Jul 1, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 RAMSGATE DR ROCHESTER NY 146242651, ROCHESTER, NY 14624-2651

Tax Assessment & Valuation

Source: Monroe County and Gates Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Gates Town
Unified School District	Gates-Chili Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,723.00 (-19.56%)	$275,700 (+73.61%) Land $38,300 Building $237,400	$275,700 (+33.71%) Land $38,300 Building $237,400
2024	$7,115.00 (+29.25%) Homeowner's exemption Senior Citizen's exemption	$158,800 (-) Land $27,000 Building $131,800	$206,200 (+7.79%) Land $35,059 Building $171,141
2023		$158,800 (-) Land $27,000 Building $131,800	$191,300 (+9.63%) Land $32,526 Building $158,774
2022		$158,800 Land $27,000 Building $131,800	$174,500 Land $29,669 Building $144,831
2021	$5,505.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	3 (2023–2026)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

20 Ramsgate Dr, Rochester, NY 14624 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2026: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Ramsgate Dr

Nearby Streets

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