32 Montego Ct, Coronado, CA 92118 Property Records

San Diego County property record for 32 Montego Ct, Coronado, CA 92118

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,471 sqft · built 1982
Lot Size	3.92 acres (171,164 sqft)
Owner	Company Name on Record
Last Sale	$858,000 (Mar 2021)
Tax Bill	$10,233 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`615-063-20-32`

Property Details

APN / Parcel Number

Primary APN	`615-063-20-32`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,471 sqft Living Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Condo/Apartment
Lot Area	171,164 sqft
View / Lot	Bay

Location & Zoning

Street Address	32 MONTEGO CT
City	CORONADO
State	CA
Zip	92118-3244
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	LOT 1 US 32PER DOC81-084016&UND INT IN TR 007911
Legal Subdivision	MONTEGO BAY CLUB
Legal Tract	007911
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1002
Census Tract	10601

Owner

Source: San Diego County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	32 MONTEGO CT, CORONADO, CA 92118-3244
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2024	Deed of Trust, Mortgage · Line of Credit GEORGIAS OWN CU
Mar 10, 2021	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Mar 6, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2021 · Amount on Record
Deed Sale	Mar 10, 2021 · Amount on Record
Prior Sale	Jan 18, 1984 · Amount on Record
Deed Document Number	2021187637
Prior Transfer Date	Sep 19, 2017
Prior Transfer Doc	0000080318
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	32 MONTEGO CT, CORONADO, CA 92118-3244
Transaction Type	Mortgage
Record Updated	Jan 30, 2024
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 MONTEGO CT, CORONADO, CA 92118-3244

Mortgage

Document Number	0000017741
Date	Jan 22, 2024
Instrument	2024-0017741

Lender

Name	GEORGIAS OWN CU
Type	Credit Union
Address	ATLANTA, GA 30303

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 10, 2021
Property Address	32 MONTEGO CT, CORONADO, CA 92118-3244
Document Number	0000187637
Map Reference	MAP 7911
Instrument Date	Mar 8, 2021
Instrument	2021-0187637
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 W 25TH AVE, SAN MATEO, CA 94403-8201

Mortgage

Document Number	0000187638
Date	Mar 10, 2021
Instrument	2021-0187638

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 6, 2019
Property Address	32 MONTEGO CT, CORONADO, CA 92118-3244
Document Number	0000080318
Instrument Date	Sep 19, 2017
Instrument	80318
Transaction Type	Transfer
Record Updated	Mar 22, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	32 MONTEGO CT CORONADO CA 921183244, CORONADO, CA 92118-3244

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Coronado City
Unified School District	Coronado Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$947,298 (+2%) Land $473,649 Building $473,649
2025	$10,233.00 (+3.97%) Homeowner's exemption	$928,724 (+4.04%) Land $464,362 Building $464,362
2023	$9,842.00 (+1.91%) Homeowner's exemption	$892,662 Land $446,331 Building $446,331
2022	$9,658.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	4 (1993–2020)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-AM WATER CORONADO private · serves 106,000 people · EPA ID CA3710001
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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