Wakulla County property record for 39 Lucy Ln, Panacea, FL 32346
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 756 sqft · built 1986 |
| Lot Size | 0.407 acres (17,720 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,001 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 24-5S-02W-204-02975-B11 |
| Primary APN | 24-5S-02W-204-02975-B11 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 756 sqft Living Area |
| Gross Area | 1,000 sqft |
| 1st Floor Area | 756 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plywood |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 17,720 sqft (0.407 acres) |
| Garage Area | 360 sqft |
| Deck Area | 244 sqft |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 39 LUCY LN |
|---|---|
| City | PANACEA |
| State | FL |
| Zip | 32346-2096 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | OTTER LAKE ROAD ESTATES UNIT 2 BLOCK B LOT 11 OR 326 P 259-261 OR 579 P 236 DC OR 1352 P 308 OR 1354 P 300 |
| Legal Range | 02W |
| Legal Township | 05S |
| Legal Section | 24 |
| Legal Subdivision | OTTER LAKE RD EST 2 |
| Legal Block | B |
| Legal Lot Number | 11 |
| Legal Unit | 2 |
| Jurisdiction | WAKULLA FL |
| Township / Civil Division | WEST WAKULLA |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 10102 |
Source: Wakulla County records, as of January 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1060 HASSELL DR, TALLAHASSEE, FL 32305-8930 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 4, 2024 |
| Transfer Doc | 0000428097 |
| Record Updated | Sep 20, 2026 |
Source: Wakulla County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Wakulla County |
| Unified School District | Wakulla County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,001.00 (+121.46%) | $39,314 (+72.38%) Land $10,000 Building $29,314 | $39,314 (-0.89%) Land $10,000 Building $29,314 |
| 2024 | $452.00 Homeowner's exemption | $22,807 (+3%) | $39,668 (+1.18%) Land $10,000 Building $29,668 |
| 2023 | $452.00 Homeowner's exemption | $22,143 (+3%) | $39,206 (+1.43%) Land $10,000 Building $29,206 |
| 2022 | Homeowner's exemption | $21,498 | $38,655 Land $10,000 Building $28,655 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 19.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 132 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 156 units insured incl. 24 condo units |
| Nearby Flood Claims | 23 (1995–2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANACEA AREA WATER SYSTEM serves 3,020 people · EPA ID FL1650514 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 6 ppb (2024) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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