Wakulla County property record for 77 Lucy Ln, Panacea, FL 32346
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,216 sqft · built 1999 |
| Lot Size | 0.433 acres (18,894 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $624 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 24-5S-02W-204-02975-B05 |
| Primary APN | 24-5S-02W-204-02975-B05 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,216 sqft Heated Area |
| Gross Area | 1,344 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 18,894 sqft (0.433 acres) |
| Porch | Open Porch |
| Porch Area | 128 sqft |
| Utility Building | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 77 LUCY LN |
|---|---|
| City | PANACEA |
| State | FL |
| Zip | 32346-2096 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | OTTER LAKE ROAD ESTATES UNIT 2 BLOCK B LOT 5 OR 105 P 949 |
| Legal Range | 02W |
| Legal Township | 05S |
| Legal Section | 24 |
| Legal Subdivision | OTTER LAKE ROAD ESTATES |
| Legal Block | B |
| Legal Lot Number | 5 |
| Legal Unit | 2 |
| Jurisdiction | WAKULLA FL |
| Township / Civil Division | WEST WAKULLA |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 10102 |
77 Lucy Ln, a mobile home, is owned and occupied by an individual who acquired it in March 1999.
Source: Wakulla County records, as of January 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 413, PANACEA, FL 32346-0413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 18, 1999 |
| Deed Sale | Mar 18, 1999 |
| Deed Document Number | 0000348272 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 77 Lucy Ln was $624 with a homeowner's exemption, up 6.7% from the year before.
Source: Wakulla County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Wakulla County |
| Unified School District | Wakulla County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $624.00 (+6.67%) Homeowner's exemption | $36,061 (+2.9%) | $69,077 (-3.09%) Land $10,000 Building $59,077 |
| 2024 | $585.00 (+2.27%) Homeowner's exemption | $35,045 (+3%) | $71,279 (+18.58%) Land $10,000 Building $61,279 |
| 2023 | $572.00 (+22.75%) Homeowner's exemption | $34,024 (+3%) | $60,112 (+2.15%) Land $10,000 Building $50,112 |
| 2022 | $466.00 Homeowner's exemption | $33,033 | $58,846 Land $10,000 Building $48,846 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 77 Lucy Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 18.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 132 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 156 units insured incl. 24 condo units |
| Nearby Flood Claims | 23 (1995–2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 77 Lucy Ln is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANACEA AREA WATER SYSTEM serves 3,020 people · EPA ID FL1650514 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 6 ppb (2024) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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