Wakulla County property record for 15 Lucy Ln, Panacea, FL 32346
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 2 ba · 932 sqft · built 1986 |
| Lot Size | 0.388 acres (16,938 sqft) |
| Owner | Individual Name on File |
| Last Sale | $45,000 (Mar 2006) |
| Tax Bill | $477 (2025) |
| Deeds & Mortgages | Jan 2018 Sale & Mortgage Jan 2018 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 24-5S-02W-204-02975-B15 |
| Primary APN | 24-5S-02W-204-02975-B15 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 932 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 16,938 sqft (0.388 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 15 LUCY LN |
|---|---|
| City | PANACEA |
| State | FL |
| Zip | 32346-2096 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | OTTER LAKE ROAD ESTATES UNIT 2 BLOCK B LOT 15 OR 105 P 949 OR 105 P 949 OR 608 P 796 OR 647 P 774 OR 647 P 775 OR 939 P 130 D |
| Legal Range | 02W |
| Legal Township | 05S |
| Legal Section | 24 |
| Legal Subdivision | OTTER LAKE ROAD ESTATES |
| Legal Block | B |
| Legal Lot Number | 15 |
| Legal Unit | 2 |
| Jurisdiction | WAKULLA FL |
| Township / Civil Division | WEST WAKULLA |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 10102 |
Source: Wakulla County records, as of January 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 LUCY LN, PANACEA, FL 32346-2096 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 2, 2018 | Deed with Mortgage, Transfer DOTTIE METCALF |
| Jan 2, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 29, 2006 · Amount on File |
| Deed Sale | Mar 29, 2006 · Amount on File |
| Prior Sale | Jan 2, 2018 |
| Deed Document Number | 0000238118 |
| Deed Book / Page | 000647 / 000775 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | WAKULLA FL |
| Recording Date | Jan 2, 2018 |
| Property Address | 15 LUCY LN, PANACEA, FL 32346-2096 |
| Book / Page | 001058 / 000620 |
| Instrument Date | Jan 2, 2018 |
| Instrument | 355267 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2018 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $135.34 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 LUCY REENE PANACEA FL 32346, PANACEA, FL 32346 |
| Document Number | 0000355267 |
|---|---|
| Date | Jan 2, 2018 |
| Book Page | 001058/000620 |
| Instrument | 355267 |
| Name | DOTTIE METCALF |
|---|---|
| Address | 169 JER BE LOU BLVD, PANACEA, FL 32346-2076 |
| Special Notes | Seller Financed |
| Amount | Amount on Record |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAKULLA FL |
| Recording Date | Jan 2, 2018 |
| Property Address | 15 LUCY LN, PANACEA, FL 32346-2096 |
| Document Number | 0000355266 |
| Book / Page | 001058 / 000619 |
| Instrument Date | Nov 25, 2017 |
| Instrument | 355266 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 LUCY LN PANACEA FL 323462096, PANACEA, FL 32346-2096 |
Source: Wakulla County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Wakulla County |
| Unified School District | Wakulla County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $477.00 (+5.53%) Homeowner's exemption | $15,039 (+2.9%) | $37,433 (+7.91%) Land $10,000 Building $27,433 |
| 2024 | $452.00 Homeowner's exemption | $14,615 (+3%) | $34,688 (+10.45%) Land $10,000 Building $24,688 |
| 2023 | $452.00 (+26.97%) Homeowner's exemption | $14,189 (+3%) | $31,405 (+1.96%) Land $10,000 Building $21,405 |
| 2022 | $356.00 Homeowner's exemption | $13,776 | $30,801 Land $10,000 Building $20,801 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 19.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 132 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 156 units insured incl. 24 condo units |
| Nearby Flood Claims | 23 (1995–2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANACEA AREA WATER SYSTEM serves 3,020 people · EPA ID FL1650514 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 6 ppb (2024) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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