39 Lower Rd, Canaan, CT 06018 Property Records

North Canaan Town property record for 39 Lower Rd, Canaan, CT 06018 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,594 sqft · built 2007
Lot Size	1.36 acres (59,242 sqft)
Owner	Individual Name on File
Tax Bill	$5,714 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Nov 2019 Mortgage
APN	`M:15 L:085-A`

Property Details

APN / Parcel Number

Primary APN	`M:15 L:085-A`
Alternative APNs	`NRCA M:15 L:085-1` `98100476`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,594 sqft Living Area
Basement Area	1,144 sqft
Unfinished Basement	1,144 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2010
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	59,242 sqft (1.36 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	98100476
Street Address	39 LOWER RD
City	CANAAN
State	CT
Zip	06018-2534
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	85-1
Jurisdiction	NORTH CANAAN CT
Township / Civil Division	NORTH CANAAN
Census Block Group	3
Census Block	3008
Census Tract	260200

Owner

Source: North Canaan Town records · APN M:15 L:085-A

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	39 LOWER RD, EAST CANAAN, CT 06024-2624
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 03, 2019	Deed of Trust, Mortgage · Conventional Mortgage WESTFIELD BK
Nov 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage WESTFIELD BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH CANAAN CT
Property Address	39 LOWER RD, CANAAN, CT 06018-2534
Document Number	146-1
Instrument Date	Dec 03, 2019
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 LOWER RD EAST CANAAN CT 06024, EAST CANAAN, CT 06024

Mortgage

Document Number	146-1
Date	Dec 09, 2019
Book Page	000146/000001

Lender

Name	WESTFIELD BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH CANAAN CT
Property Address	39 LOWER RD, CANAAN, CT 06018-2534
Document Number	145-993
Instrument Date	Nov 15, 2019
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 LOWER RD EAST CANAAN CT 06024, EAST CANAAN, CT 06024

Mortgage

Document Number	145-993
Date	Nov 20, 2019
Book Page	000145/000993

Lender

Name	WESTFIELD BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 19, 2039

Tax Assessment & Valuation

Source: North Canaan Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	North Canaan Town
Elementary School District	North Canaan School District (PK - 08)
Secondary School District	Regional School District 01 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,714.00	$230,860 (-) Land $37,940 Building $192,920	$161,602 Land $26,558 Building $135,044
2024	$5,714.00 (-2.94%)
2023	$5,887.00 (+31.41%)	$230,860 (+59.75%) Land $37,940 Building $192,920
2022	$4,480.00	$144,510 Land $38,870 Building $105,640

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of Connecticut
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 5 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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