35 Lockman Cir, Elgin, IL 60123 Property Records

Kane County property record for 35 Lockman Cir, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,862 sqft · built 1978
Lot Size	0.199 acres (8,671 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Jul 2020)
Tax Bill	$8,282 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Dec 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`03-32-470-017`

Property Details

APN / Parcel Number

Primary APN	`03-32-470-017`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,862 sqft Living Area
Gross Area	2,970 sqft
1st Floor Area	1,254 sqft
Basement Area	646 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Level
Lot Area	8,671 sqft (0.199 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	35 LOCKMAN CIR
City	ELGIN
State	IL
Zip	60123-1248
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS WEST ; LOT 265 UNIT 5 LOT DIMENSIONS 50X39.13X120.29X64.71X100 SUBDIVISION: CENTURY OAKS WEST RANGE CODE: 8 E TWSHP 42N
Legal Subdivision	CENTURY OAKS WEST
Legal Block	3
Legal Lot Number	265
Legal Unit	5
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	3
Census Block	3045
Census Tract	850600

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	35 LOCKMAN CIR, ELGIN, IL 60123-1248
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2020	Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Dec 20, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2020 · Amount on Record
Deed Sale	Jul 7, 2020 · Amount on Record
Deed Document Number	202036039
Prior Transfer Date	Dec 9, 2019
Prior Transfer Doc	0000061822
Record Updated	Sep 20, 2026

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Jul 7, 2020
Property Address	35 LOCKMAN CIR, ELGIN, IL 60123-1248
Document Number	0000036039
Instrument Date	Apr 8, 2020
Instrument	2020K036039
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	35 LOCKMAN CIR, ELGIN, IL 60123-1248

Mortgage

Document Number	0000036040
Date	Jul 7, 2020
Instrument	2020K036040

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	May 1, 2050

Interest

Rate	3.12%

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Dec 20, 2019
Property Address	35 LOCKMAN CIR, ELGIN, IL 60123-1248
Document Number	0000061822
Instrument Date	Dec 9, 2019
Instrument	61822
Transaction Type	Transfer
Record Updated	Jan 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	35 LOCKMAN CIR ELGIN IL 601231248, ELGIN, IL 60123-1248

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Dundee Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,282.00 (+41.94%) Homeowner's exemption
2024		$101,618 (+46.25%) Land $24,968 Building $76,650	$304,976 (+46.31%) Land $74,934 Building $230,042
2022	$5,835.00 (+3.88%) Homeowner's exemption	$69,481 (+5.91%) Land $22,465 Building $47,016	$208,443 (+5.91%) Land $67,395 Building $141,048
2021	$5,617.00 Homeowner's exemption	$65,603 Land $21,211 Building $44,392	$196,809 Land $63,633 Building $133,176

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2002–2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2007 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet.

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