39 Kaskaskia St, Ruma (Red Bud), IL 62278 Property Records

Randolph County property record for 39 Kaskaskia St, Ruma, IL 62278 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.07 acres (3,060 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Jul 2026)
Tax Bill	$263 (2024)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-146-015-00`

Property Details

APN / Parcel Number

Primary APN	`13-146-015-00`

Exterior

Lot Area	3,060 sqft (0.07 acres)
Lot Dimensions	102 ft deep x 30 ft wide

Location & Zoning

Street Address	39 KASKASKIA ST
City	RUMA
State	IL
Zip	62278-2609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	620/294 803/104 2014R02075 2014R03953 2022R00347 2022R01033 30' X 102' ADJ LOT 1 O'HARA'S SUB DIV PT E1/4 NE
Legal Subdivision	O'HARA'S SUB DIV
Legal Lot Number	1
Jurisdiction	RANDOLPH IL
Township / Civil Division	RUMA
Census Block Group	2
Census Block	2037
Census Tract	950900

Owner

Source: Randolph County records · APN 13-146-015-00

Assessment roll updated September 29, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3719 COMMON SCHOOL LN, PRAIRIE DU ROCHER, IL 62277-2431
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Warranty Deed, Transfer · Conventional Mortgage BUENA VISTA NATIONAL BANK
Feb 02, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO
Apr 01, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 28, 2026 · Amount on Record
Deed Sale	Jul 28, 2026 · Amount on Record
Prior Sale	Apr 01, 2022 · Amount on Record
Deed Document Number	20262232
Prior Transfer Date	Sep 10, 2014
Prior Transfer Doc	2014R03953
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH IL
Recording Date	Jul 28, 2026
Property Address	39 KASKASKIA ST, RUMA, IL 62278-2609
Document Number	0000002232
Instrument Date	Jul 16, 2026
Instrument	20262232
Transaction Type	Transfer
Record Updated	Aug 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$14,392.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3719 COMMON SCHOOL LN, PRAIRIE DU ROCHER, IL 62277-2431

Mortgage

Document Number	0000002233,
Date	Jul 28, 2026
Instrument	20262233

Lender

Name	BUENA VISTA NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	7.13%
Initial Type	Fixed Rate
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IL
Property Address	39 KASKASKIA ST, RUMA, IL 62278-2609
Transaction Type	Mortgage
Record Updated	Aug 05, 2022
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R00348
Date	Feb 02, 2022
Instrument	2022R00348

Lender

Name	FIRST NATIONAL BANK WATERLOO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2052

Interest

Rate Type	Fixed Rate

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH IL
Recording Date	Apr 01, 2022
Property Address	39 KASKASKIA ST, RUMA, IL 62278-2609
Document Number	2022R01033
Map Reference	PB G PG 34
Instrument Date	Apr 01, 2022
Instrument	2022R01033
Transaction Type	Transfer
Record Updated	Aug 05, 2022

Transaction

Amount	Amount Recorded
Tax	$75.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 KASKASKIA ST, RUMA, IL 62278-2609

Tax Assessment & Valuation

Source: Randolph County records · Assessment roll updated September 29, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Randolph County
Municipality	Ruma Village
Unified School District	Red Bud Community Unit School District 132 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$5,140 (+6.86%) Land $930 Building $4,210	$15,420 (+6.86%) Land $2,790 Building $12,630
2024	$263.00 (+14.35%)	$4,810 (+14.12%) Land $870 Building $3,940	$14,430 (+14.12%) Land $2,610 Building $11,820
2022	$230.00	$4,215 Land $765 Building $3,450	$12,645 Land $2,295 Building $10,350

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Randolph County (17157C), updated August 18, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171579509002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1993)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 1993, other causes, Severe Storms & Flooding
Claims By Storm	Severe Storms & Flooding, Aug 1993 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 55 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
HTC Holding	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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