Randolph County property record for 201 Kaskaskia St, Ruma, IL 62278
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,472 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-143-011-00 |
| Primary APN | 13-143-011-00 |
|---|
| Lot Area | 12,197 sqft (0.28 acres) |
|---|
| Street Address | 201 KASKASKIA ST |
|---|---|
| City | RUMA |
| State | IL |
| Zip | 62278-2662 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 615/157 2016R01393 2016R01410 LOTS 3 4 BLK A GEORGE W BAKER'S ADDITION |
| Legal Subdivision | GEORGE W BAKER'S ADD |
| Legal Block | A |
| Legal Lot Number | 3,4 |
| Jurisdiction | RANDOLPH IL |
| Township / Civil Division | RUMA |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 950900 |
Source: Randolph County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 201 KASKASKIA ST, RUMA, IL 62278-2662 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 9, 2025 | Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC |
| Dec 1, 2021 | Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RANDOLPH IL |
| Property Address | 201 KASKASKIA ST, RUMA, IL 62278-2662 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2025 |
| Name | Verified Name |
|---|---|
| Address | 201 KASKASKIA ST, RUMA, IL 62278-2662 |
| Document Number | 2025R02918 |
|---|---|
| Date | Oct 9, 2025 |
| Instrument | 2025R02918 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 314 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RANDOLPH IL |
| Property Address | 201 KASKASKIA ST, RUMA, IL 62278-2662 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021R04561 |
|---|---|
| Date | Dec 1, 2021 |
| Instrument | 2021R04561 |
| Name | VILLAGE CAPITAL & INVESTMENT |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Randolph County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Randolph County |
| Municipality | Ruma Village |
| Unified School District | Red Bud Community Unit School District 132 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,472.00 (+8.47%) Homeowner's exemption | $32,910 (+6.83%) Land $3,730 Building $29,180 | $98,730 (+6.83%) Land $11,190 Building $87,540 |
| 2024 | $1,357.00 (+18.21%) Homeowner's exemption | $30,805 (+14.18%) Land $3,490 Building $27,315 | $92,415 (+14.18%) Land $10,470 Building $81,945 |
| 2022 | $1,148.00 Homeowner's exemption | $26,980 Land $3,060 Building $23,920 | $80,940 Land $9,180 Building $71,760 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 18, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1993) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 1993 · Severe Storms & Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PRAIRIE DU ROCHER serves 759 people · EPA ID IL1570400 |
|---|---|
| Water Source | Purchased groundwater from RUMA |
| Last State Inspection | Oct 2024 |
| Lead | 7 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Harrisonville Telephone Company DSL | 100 / 20 |
May also be available: Verizon.
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