3 Kaskaskia St, Ruma (Red Bud), IL 62278 Property Records

Randolph County property record for 3 Kaskaskia St, Ruma, IL 62278

Property Summary

Property Type	Single Family Home
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Jul 2021)
Tax Bill	$1,546 (2024)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-147-007-00`

Property Details

APN / Parcel Number

Primary APN	`13-147-007-00`

Exterior

Lot Area	8,276 sqft (0.19 acres)

Location & Zoning

Street Address	3 KASKASKIA ST
City	RUMA
State	IL
Zip	62278-2609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	619/935 708/294 2009R02383 2010R00985 2011R03141 2013R00555 2021R02927 LOT 10 O'HARA'S SUB DIV E1/4 NE SEC 5 T5 R8
Legal Range	08
Legal Township	05
Legal Section	05
Legal Subdivision	O'HARA'S SUB DIV
Legal Lot Number	10
Jurisdiction	RANDOLPH IL
Township / Civil Division	RUMA
Census Block Group	2
Census Block	2037
Census Tract	950900

Owner

Source: Randolph County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 KASKASKIA ST, RUMA, IL 62278-2609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed of Trust, Mortgage · FHA Mortgage GERSHMAN INVESTMENT CORP
Jul 19, 2021	Warranty Deed, Transfer · FHA Mortgage GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2021 · Amount on Record
Deed Sale	Jul 19, 2021 · Amount on Record
Prior Sale	Feb 6, 2013 · Amount on Record
Deed Document Number	20212927
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IL
Property Address	3 KASKASKIA ST, RUMA, IL 62278-2609
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R00243
Date	Jan 24, 2022
Instrument	2022R00243

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH IL
Recording Date	Jul 19, 2021
Property Address	3 KASKASKIA ST, RUMA, IL 62278-2609
Document Number	2021R02927
Map Reference	PB G PG 34
Instrument Date	Jan 13, 2021
Instrument	2021R02927
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 KASKASKIA ST, RUMA, IL 62278-2609

Mortgage

Document Number	2021R02928
Date	Jul 19, 2021
Instrument	2021R02928

Lender

Name	GERSHMAN INVESTMENT CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	3.25%

Tax Assessment & Valuation

Source: Randolph County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Randolph County
Municipality	Ruma Village
Unified School District	Red Bud Community Unit School District 132 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$36,595 (+6.83%) Land $2,690 Building $33,905	$109,785 (+6.83%) Land $8,070 Building $101,715
2024	$1,546.00 (+17.84%) Homeowner's exemption	$34,255 (+14.22%) Land $2,520 Building $31,735	$102,765 (+14.22%) Land $7,560 Building $95,205
2022	$1,312.00 Homeowner's exemption	$29,990 Land $2,205 Building $27,785	$89,970 Land $6,615 Building $83,355

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1993)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PRAIRIE DU ROCHER serves 759 people · EPA ID IL1570400
Water Source	Purchased groundwater from RUMA
Last State Inspection	Oct 2024
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Harrisonville Telephone Company DSL	100 / 20

May also be available: Verizon.

Nearby Properties on Kaskaskia St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures