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39 James Dr, Shalimar, FL 32579 Property Records

Okaloosa County property record for 39 James Dr, Shalimar, FL 32579

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,039 sqft · built 1972
Lot Size0.304 acres (13,253 sqft)
Owner2 Individual Names on Record
Last Sale$465,000 (Oct 2024)
Tax Bill$4,352 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-597-2251-2

Property Details

APN / Parcel Number

Primary APNC56-000-597-2251-2
Alternative APNs
  • 30-1S-23-1533-000C-0020
  • 23S1301533000C0020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,039 sqft Living Area
Gross Area2,646 sqft
1st Floor Area2,039 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 2000
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area13,253 sqft (0.304 acres)
Lot Width108 ft Width
Garage TypeAttached
Garage Area560 sqft
PorchFinished/Open Porch
Porch Area47 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address39 JAMES DR
CitySHALIMAR
StateFL
Zip32579-1011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLONGWOOD 3RD LOT 2 BLK C
Legal Range23W
Legal Township01S
Legal Section30
Legal SubdivisionLONGWOOD 3RD
Legal BlockC
Legal Lot Number2
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1006
Census Tract21600

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address39 JAMES DR, SHALIMAR, FL 32579-1011
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 24, 2024 · Amount on Record
Deed SaleOct 24, 2024 · Amount on Record
Prior SaleJan 6, 2014 · Amount on Record
Deed Document Number20243718379
Prior Transfer DateFeb 17, 2009
Prior Transfer Doc0028760901
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address39 JAMES DR, SHALIMAR, FL 32579-1011
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 JAMES DR, SHALIMAR, FL 32579-1011

Mortgage

Document Number0035123283
DateDec 16, 2020
Book Page3512/3283
Instrument3415478
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
AddressCHICAGO, IL 60607
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,352.00 (+129.66%)$354,791 (+84.72%) Land $131,143 Building $223,648$354,791 (+17.33%) Land $131,143 Building $223,648
2023$1,895.00 (+2.82%) Homeowner's exemption$192,065 (+3%)$302,384 (+6.43%) Land $91,743 Building $210,641
2022$1,843.00 Homeowner's exemption$186,471$284,121 Land $85,741 Building $198,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 62 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies62 in force
Nearby Flood Claims41 (1978–2020)
Claims Outside the SFHA15 of 41
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Frances, Sep 2004 · 13 claims
  • Hurricane Opal, Oct 1995 · 17 claims
  • Hurricane Erin, Aug 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA CO.WTR.; SWR.SYSTEM
serves 80,295 people · EPA ID FL1460506
Water SourceGroundwater
Last State InspectionApr 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 35

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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