32 James Dr, Shalimar, FL 32579 Property Records

Okaloosa County property record for 32 James Dr, Shalimar, FL 32579

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,758 sqft · built 1973
Lot Size0.288 acres (12,562 sqft)
Owner2 Individual Names on Record
Tax Bill$1,333 (2025)
Deeds & MortgagesJul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-597-2269-4

Property Details

APN / Parcel Number

Primary APNC56-000-597-2269-4
Alternative APNs
  • 30-1S-23-1534-000D-0080
  • 23S1301534000D0080

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,758 sqft Living Area
Gross Area2,559 sqft
1st Floor Area1,758 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area12,562 sqft (0.288 acres)
Lot Width111 ft Width
Garage TypeAttached
Garage Area555 sqft
Pool TypeSpa / Hot Tub (No Pool)
PorchOpen/Unfinished Porch
Porch Area238 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address32 JAMES DR
CitySHALIMAR
StateFL
Zip32579-1012
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLONGWOOD 4TH ADD LOT 8 BLK D
Legal Range23W
Legal Township01S
Legal Section30
Legal SubdivisionLONGWOOD 4TH ADD
Legal BlockD
Legal Lot Number8
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1011
Census Tract21600

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address32 JAMES DR, SHALIMAR, FL 32579-1012
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address32 JAMES DR, SHALIMAR, FL 32579-1012
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0033103846
DateJul 31, 2017
Book Page3310/3846
Instrument3150546
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
AddressFULTON, MD 20759
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term181 Months
DueAug 1, 2032

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,333.00 (+7.15%) Homeowner's exemption Veteran's exemption$153,145 (+5.99%)$299,185 (+5.89%) Land $131,143 Building $168,042
2023$1,244.00 (+3.32%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$144,494 (+3%)$282,540 (+6.65%) Land $91,743 Building $190,797
2022$1,204.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$140,285$264,933 Land $85,741 Building $179,192

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 62 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies62 in force
Nearby Flood Claims41 (1978–2020)
Claims Outside the SFHA15 of 41
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Frances, Sep 2004 · 13 claims
  • Hurricane Opal, Oct 1995 · 17 claims
  • Hurricane Erin, Aug 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA CO.WTR.; SWR.SYSTEM
serves 80,295 people · EPA ID FL1460506
Water SourceGroundwater
Last State InspectionApr 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on James Dr

Nearby Streets

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