Okaloosa County property record for 34 James Dr, Shalimar, FL 32579
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,636 sqft · built 1974 |
| Lot Size | 0.293 acres (12,749 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $218,000 (Dec 2008) |
| Tax Bill | $2,117 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jun 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-597-2270-2 |
| Primary APN | C56-000-597-2270-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,636 sqft Living Area |
| Gross Area | 2,356 sqft |
| 1st Floor Area | 1,636 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 12,749 sqft (0.293 acres) |
| Lot Width | 112 ft Width |
| Garage Type | Attached |
| Garage Area | 676 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 44 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 34 JAMES DR |
|---|---|
| City | SHALIMAR |
| State | FL |
| Zip | 32579-1012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LONGWOOD 4TH ADD LOT 9 BLK D |
| Legal Range | 23W |
| Legal Township | 01S |
| Legal Section | 30 |
| Legal Subdivision | LONGWOOD 4TH ADD |
| Legal Block | D |
| Legal Lot Number | 9 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 21600 |
Source: Okaloosa County assessment roll, APN C56-000-597-2270-2, as of December 31, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 34 JAMES DR, SHALIMAR, FL 32579-1012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 23, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage WATERMARK CAPITAL INC |
| Jun 10, 2019 | Deed of Trust, Mortgage · Line of Credit BRANCH BANKING & TR CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 19, 2008 · Amount on Record |
| Deed Sale | Dec 19, 2008 · Amount on Record |
| Deed Document Number | 20082537459 |
| Deed Book / Page | 2869 / 2538 |
| Last Transfer Date | Aug 10, 2021 |
| Transfer Doc | 0035690039 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Aug 23, 2021 |
| Property Address | 34 JAMES DR, SHALIMAR, FL 32579-1012 |
| Document Number | 0035690039 |
| Book / Page | 3569 / 39 |
| Map Reference | MB 5 PG 21 |
| Instrument Date | Aug 10, 2021 |
| Instrument | 3482723 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 34 JAMES DR, SHALIMAR, FL 32579-1012 |
| Document Number | 356942 |
|---|---|
| Date | Aug 23, 2021 |
| Instrument | 3569/42 |
| Name | WATERMARK CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 34 JAMES DR, SHALIMAR, FL 32579-1012 |
| Document Number | 0034052113 |
| Instrument Date | Jun 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 09, 2019 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 34 JAMES DR SHALIMAR FL 325791012, SHALIMAR, FL 32579-1012 |
| Document Number | 0034052113 |
|---|---|
| Date | Jun 21, 2019 |
| Book Page | 003405/002113 |
| Instrument | 3286413 |
| Name | BRANCH BANKING & TR CO |
|---|---|
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 20, 2044 |
| Rate Type | Adjustable Rate |
|---|
Source: Okaloosa County assessment roll as of December 31, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,117.00 (+6.17%) Homeowner's exemption | $212,040 (+5.99%) | $310,095 (+5.12%) Land $131,143 Building $178,952 |
| 2023 | $1,994.00 (+2.78%) Homeowner's exemption | $200,062 (+3%) | $295,003 (+6.08%) Land $91,743 Building $203,260 |
| 2022 | $1,940.00 Homeowner's exemption | $194,235 | $278,105 Land $85,741 Building $192,364 |
Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), as of March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910216001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 41 (1978–2020) |
| Claims Outside the SFHA | 15 of 41 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 206 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
May also be available: Spectrum.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system FL1460506, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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