Middlesex County and Lowell City property record for 39 Dover St, Lowell, MA 01851
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,253 sqft · built 1890 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $682,000 (Aug 2023) |
| Tax Bill | $7,229 (2026) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | D11790 |
| Primary APN | D11790 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,253 sqft Living Area |
| Gross Area | 4,713 sqft |
| 1st Floor Area | 1,207 sqft |
| Attic | Attic |
| Attic Area | 382 sqft |
| Basement Area | 1,167 sqft |
| Unfinished Basement | 1,167 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | D11790 |
|---|---|
| Street Address | 39 DOVER ST |
| City | LOWELL |
| State | MA |
| Zip | 01851-1713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TTF |
| Legal Block | 1850 |
| Legal Lot Number | 39 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 311300 |
39 Dover St is owned and occupied by two individuals who bought it in August 2023.
Source: Middlesex County and Lowell City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 39 DOVER ST, LOWELL, MA 01851-1713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2023 · Amount on File |
| Deed Sale | Aug 31, 2023 · Amount on File |
| Prior Sale | Jun 20, 2002 · Amount on File |
| Deed Document Number | 202325870 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Aug 31, 2023 |
| Property Address | 39 DOVER ST, LOWELL, MA 01851-1713 |
| Document Number | 038046-230 |
| Book / Page | 38046 / 230 |
| Instrument Date | Aug 31, 2023 |
| Instrument | 25870 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 39 DOVER ST, LOWELL, MA 01851-1713 |
| Document Number | 0000025871 |
|---|---|
| Date | Aug 31, 2023 |
| Instrument | 25871 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 39 Dover St was $7,229, up 6.3% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,229.00 (+6.31%) | $636,900 (+7.53%) Land $207,300 Building $429,600 | $641,465 (-11.11%) |
| 2025 | $6,800.00 (+3.74%) | $592,300 (+7.61%) Land $193,700 Building $398,600 | $721,620 (+13.54%) |
| 2024 | $6,555.00 (+5.93%) | $550,400 (+10.48%) Land $174,300 Building $376,100 | $635,550 |
| 2023 | $6,188.00 | $498,200 Land $151,500 Building $346,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 39 Dover St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 39 Dover St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 804 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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