34 Dover St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 34 Dover St, Lowell, MA 01851

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 1,678 sqft · built 1890
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on File
Last Sale	$395,000 (Jun 2023)
Tax Bill	$4,801 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Oct 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`R03520`

Property Details

APN / Parcel Number

Primary APN	`R03520`
Alternative APNs	`LOWE M:103 B:1850 L:34` `M:000103 T:R03520`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,678 sqft Living Area
Gross Area	3,082 sqft
1st Floor Area	648 sqft
Basement Area	828 sqft
Unfinished Basement	828 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Slate
Lot Area	2,178 sqft (0.05 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	R03520
Street Address	34 DOVER ST
City	LOWELL
State	MA
Zip	01851-1714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TTF
Legal Subdivision	PRIMO STECCHI
Legal Block	1850
Legal Lot Number	34
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1005
Census Tract	311300

Owner

34 Dover St is owned and occupied by an individual who bought it in June 2023.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	34 DOVER ST, LOWELL, MA 01851-1714
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROCKLAND TRUST CO
Oct 5, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance ROCKLAND TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2023 · Amount on File
Deed Sale	Jun 9, 2023 · Amount on File
Prior Sale	Jul 9, 2012 · Amount on File
Deed Book / Page	37880 / 166
Record Updated	Oct 29, 2026

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jun 9, 2023
Property Address	34 DOVER ST, LOWELL, MA 01851-1714
Document Number	037880-166
Book / Page	37880 / 166
Instrument Date	Jun 9, 2023
Instrument	16256
Transaction Type	Transfer
Record Updated	Jun 23, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 DOVER ST, LOWELL, MA 01851-1714

Mortgage

Document Number	0000016257
Date	Jun 9, 2023
Instrument	16257

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Oct 5, 2022
Property Address	34 DOVER ST, LOWELL, MA 01851-1714
Document Number	0037426-85
Book / Page	37426 / 85
Instrument Date	Sep 24, 2022
Instrument	41733
Transaction Type	Transfer
Record Updated	Jul 24, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	34 DOVER ST, LOWELL, MA 01851-1714

Mortgage

Document Number	0000041734
Date	Oct 5, 2022
Instrument	41734

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 34 Dover St was $4,801, up 5.8% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,801.00 (+5.77%)	$423,000 (+6.98%) Land $129,200 Building $293,800	$445,959 (+3.24%)
2025	$4,539.00 (+3.72%)	$395,400 (+7.62%) Land $120,800 Building $274,600	$431,965 (+2.97%)
2024	$4,376.00 (+5.96%)	$367,400 (+10.5%) Land $108,700 Building $258,700	$419,520
2023	$4,130.00	$332,500 Land $94,500 Building $238,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34 Dover St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 34 Dover St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 804 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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