35 Dover St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 35 Dover St, Lowell, MA 01851

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,683 sqft · built 1867
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Apr 2019)
Tax Bill	$6,180 (2025)
Deeds & Mortgages	Nov 2021 Refinance Nov 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`D03110`

Property Details

APN / Parcel Number

Primary APN	`D03110`
Alternative APNs	`LOWE M:103 B:1850 L:35` `M:000103 T:D03110`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,683 sqft Living Area
Gross Area	5,505 sqft
1st Floor Area	1,533 sqft
Attic	Attic
Attic Area	374 sqft
Basement Area	1,225 sqft
Unfinished Basement	1,225 sqft

Exterior

Year Built	Built 1867
Effective Year Built	Effective 1867
Architectural Style	Duplex Single
Exterior Material	Asbestos
Roof Type	Gable
Roof Material	Slate
Lot Area	6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	D03110
Street Address	35 DOVER ST
City	LOWELL
State	MA
Zip	01851-1713
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	TTF
Legal Block	1850
Legal Lot Number	35
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1003
Census Tract	311300

Owner

Source: Middlesex County and Lowell City records · APN D03110

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	145 MAIN ST, SAUGUS, MA 01906-3261
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NATIONS LENDING CORP
Nov 17, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance NATIONS LENDING CORP
Sep 15, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 19, 2020	Deed of Trust, Mortgage · Conventional with PMI NATIONS LNDG
Apr 29, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 29, 2019 · Amount on Record
Deed Sale	Apr 29, 2019 · Amount on Record
Prior Sale	Jun 05, 2002 · Amount on Record
Deed Document Number	201915722
Last Transfer Date	Nov 16, 2021
Transfer Doc	036518-259
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	35 DOVER ST, LOWELL, MA 01851-1713
Transaction Type	Mortgage
Record Updated	Nov 01, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	036518-259
Date	Nov 17, 2021
Book Page	36518/259
Instrument	66979

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Nov 17, 2021
Property Address	35 DOVER ST, LOWELL, MA 01851-1713
Document Number	36518-255
Book / Page	36518 / 255
Instrument Date	Nov 16, 2021
Instrument	66978
Transaction Type	Transfer
Record Updated	Dec 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	145 MAIN ST, SAUGUS, MA 01906-3261

Mortgage

Document Number	36518-259
Date	Nov 17, 2021
Book Page	36518/259
Instrument	66979

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Sep 15, 2020
Property Address	35 DOVER ST, LOWELL, MA 01851-1713
Document Number	34623-172
Book / Page	034623 / 000172
Instrument Date	Sep 11, 2020
Instrument	44453
Transaction Type	Transfer
Record Updated	Oct 06, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	145 MAIN ST SAUGUS MA 019063261, SAUGUS, MA 01906-3261

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	35 DOVER ST, LOWELL, MA 01851-1713
Document Number	34514-254
Instrument Date	Aug 19, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	35 DOVER ST LOWELL MA 018511713, LOWELL, MA 01851-1713

Mortgage

Document Number	34514-254
Date	Aug 20, 2020
Book Page	034514/000254
Instrument	39103

Lender

Name	NATIONS LNDG

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2050

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Apr 29, 2019
Property Address	35 DOVER ST, LOWELL, MA 01851-1713
Document Number	32930-139
Book / Page	32930 / 139
Instrument Date	Apr 29, 2019
Instrument	15722
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 MAIN ST, SAUGUS, MA 01906-3261

Mortgage

Document Number	15723
Date	Apr 29, 2019
Instrument	15723

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$6,180.00 (+8.48%)	$538,300 (+12.54%) Land $165,400 Building $372,900
2024	$5,697.00 (+7.8%)	$478,300 (+12.41%) Land $148,800 Building $329,500
2023	$5,285.00	$425,500 Land $129,400 Building $296,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 804 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

35 Dover St, Lowell, MA 01851 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2021: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Drinking Water

Violations Reported to EPA

Nearby Properties on Dover St

Nearby Streets

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