Bergen County and Cresskill Borough property record for 39 Chestnut St, Cresskill, NJ 07626
| Property Type | Single Family Home |
|---|---|
| Details | 3,032 sqft · built 2016 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,100,000 (Aug 2018) |
| Tax Bill | $30,185 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Apr 2024 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00056-0000-00032 |
| Primary APN | 08-00056-0000-00032 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,032 sqft Living Area |
| 1st Floor Area | 3,032 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Construction Type | Frame |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Account Number | 083100 |
|---|---|
| Street Address | 39 CHESTNUT ST |
| City | CRESSKILL |
| State | NJ |
| Zip | 07626-2544 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | 75X100 3LT 33-34 |
| Legal Subdivision | JEFFERSON PARK |
| Legal Block | 56 |
| Legal Lot Number | 32 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CRESSKILL |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 8002 |
Source: Bergen County and Cresskill Borough records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 39 CHESTNUT ST, CRESSKILL, NJ 07626-2544 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2026 | Deed of Trust, Mortgage · Line of Credit LENDING COMPANY |
| Apr 9, 2024 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Aug 16, 2018 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2018 · Amount on Record |
| Deed Sale | Aug 16, 2018 · Amount on Record |
| Prior Sale | Apr 29, 2016 · Amount on Record |
| Deed Document Number | 201818-059039 |
| Deed Book / Page | 3029 / 1483 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 18, 2026 |
| Property Address | 39 CHESTNUT ST, CRESSKILL, NJ 07626-2544 |
| Document Number | 0000057238 |
| Book / Page | 5878 / 109 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 202657238 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | CSC DOCUMENT RECORDING |
| Name | Verified Name |
|---|---|
| Address | 39 CHESTNUT ST, CRESSKILL, NJ 07626-2544 |
| Document Number | 0000057238, |
|---|---|
| Date | Aug 18, 2026 |
| Book Page | 5878/109 |
| Instrument | 202657238 |
| Name | LENDING COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 28, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 39 CHESTNUT ST, CRESSKILL, NJ 07626-2544 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0052081792 |
|---|---|
| Date | Apr 9, 2024 |
| Book Page | 5208/1792 |
| Instrument | 2024019088 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Apr 19, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 16, 2018 |
| Property Address | 39 CHESTNUT ST, CRESSKILL, NJ 07626-2544 |
| Document Number | 0030291483 |
| Book / Page | 3029 / 1483 |
| Instrument Date | Jun 4, 2018 |
| Instrument | 00018-059039 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 39 CHESTNUT ST, CRESSKILL, NJ 07626-2544 |
Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Cresskill Borough |
| Unified School District | Cresskill Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,467,800 (+10.34%) Land $435,000 Building $1,032,800 | $1,467,800 (+10.34%) Land $435,000 Building $1,032,800 | |
| 2025 | $30,185.00 (+4.12%) | $1,330,300 (+8.99%) Land $362,000 Building $968,300 | $1,330,300 (+8.99%) Land $362,000 Building $968,300 |
| 2024 | $28,991.00 (+3.42%) | ||
| 2023 | $1,220,600 Land $307,500 Building $913,100 | $1,220,600 Land $307,500 Building $913,100 | |
| 2022 | $28,031.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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