54 Chestnut St, Cresskill, NJ 07626 Property Records

Bergen County and Cresskill Borough property record for 54 Chestnut St, Cresskill, NJ 07626

Property Summary

Property Type	Single Family Home
Details	1,932 sqft · built 1972
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$635,000 (Sep 2023)
Tax Bill	$12,597 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-00057-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`08-00057-0000-00011`
Alternative APNs	`080005700011` `084200`

Interior

Stories	1 Story
Building Area	1,932 sqft Living Area
1st Floor Area	1,932 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Account Number	084200
Street Address	54 CHESTNUT ST
City	CRESSKILL
State	NJ
Zip	07626-2543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	50X100 2LT L-12
Legal Subdivision	JFFERSON PARK
Legal Block	57
Legal Lot Number	11
Jurisdiction	BERGEN NJ
Township / Civil Division	CRESSKILL
Census Block Group	2
Census Block	2020
Census Tract	8002

Owner

Source: Bergen County and Cresskill Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	64 CHESTNUT ST, CRESSKILL, NJ 07626-2543
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2023 · Amount on Record
Deed Sale	Sep 21, 2023 · Amount on Record
Prior Sale	Dec 15, 2000
Deed Document Number	202362281
Deed Book / Page	5087 / 1930
Record Updated	Oct 29, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 21, 2023
Property Address	54 CHESTNUT ST, CRESSKILL, NJ 07626-2543
Document Number	0050871930
Book / Page	5087 / 1930
Instrument Date	Sep 11, 2023
Instrument	2023062281
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,556.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	74 E FOREST AVE, TEANECK, NJ 07666-5809

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 CHESTNUT ST, CRESSKILL, NJ 07626-2543

Mortgage

Document Number	2023062282
Date	Sep 21, 2023
Instrument	2023062282

Lender

Name	WOORI AMERICA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Oct 1, 2028
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	1-Year T-Bill
Max Rate	11.5%

Tax Assessment & Valuation

Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Cresskill Borough
Unified School District	Cresskill Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$638,400 (+14.99%) Land $390,000 Building $248,400	$638,400 (+14.99%) Land $390,000 Building $248,400
2025	$12,597.00 (+6.21%)	$555,200 (+20.12%) Land $322,000 Building $233,200	$555,200 (+20.12%) Land $322,000 Building $233,200
2024	$11,861.00 (+15.92%)
2023		$462,200 (+6.13%) Land $272,500 Building $189,700	$462,200 (+6.13%) Land $272,500 Building $189,700
2022	$10,232.00 (+5.94%) Veteran's exemption	$435,500 Land $252,500 Building $183,000	$435,500 Land $252,500 Building $183,000
2021	$9,658.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20