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12 Chestnut St, Cresskill, NJ 07626 Property Records

Bergen County and Cresskill Borough property record for 12 Chestnut St, Cresskill, NJ 07626

Property Summary

Property TypeSingle Family Home
Details2,120 sqft · built 1930
Lot Size0.315 acres (13,700 sqft)
Owner2 Individual Names on File
Last Sale$1,250,000 (Jul 2026)
Tax Bill$16,675 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Oct 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN08-00060-0000-00005

Property Details

APN / Parcel Number

Primary APN08-00060-0000-00005
Alternative APNs
  • 080006000005
  • 086800

Interior

Stories1 Story
Building Area2,120 sqft Living Area

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Construction TypeFrame
Lot Area13,700 sqft (0.315 acres)
Lot Dimensions137 ft deep x 100 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number086800
Street Address12 CHESTNUT ST
CityCRESSKILL
StateNJ
Zip07626-2513
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal Description100X137 5.2LT
Legal SubdivisionBOROUGH/CRESSKILL
Legal Block60
Legal Lot Number5
JurisdictionBERGEN NJ
Township / Civil DivisionCRESSKILL
Census Block Group1
Census Block1000
Census Tract8002

Owner

Source: Bergen County and Cresskill Borough records · APN 08-00060-0000-00005

Assessment roll updated June 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12 CHESTNUT ST, CRESSKILL, NJ 07626-2513
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 06, 2026Bargain and Sale Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK
Oct 06, 2021Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA
May 17, 2019Quit Claim Deed, Transfer
OTHER

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 06, 2026 · Amount on Record
Deed SaleJul 06, 2026 · Amount on Record
Prior SaleOct 06, 2021 · Amount on Record
Deed Document Number202645250
Deed Book / Page5839 / 59
Prior Transfer DateApr 26, 2019
Prior Transfer Doc0032441693
Record UpdatedSep 20, 2026

July 2026: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionBERGEN NJ
Recording DateJul 06, 2026
Property Address12 CHESTNUT ST, CRESSKILL, NJ 07626-2513
Document Number0000045250
Book / Page5839 / 59
Instrument DateJun 05, 2026
Instrument202645250
Transaction TypeTransfer
Record UpdatedAug 18, 2026
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$126,250.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 CHESTNUT ST, CRESSKILL, NJ 07626-2513

Mortgage

Document Number0000045251,
DateJul 06, 2026
Instrument202645251
Lender
NameJPMORGAN CHASE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

October 2021: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateOct 06, 2021
Property Address12 CHESTNUT ST, CRESSKILL, NJ 07626-2513
Document Number0044060700
Book / Page4406 / 700
Instrument DateAug 24, 2021
Instrument2021154334
Transaction TypeTransfer
Record UpdatedNov 12, 2021
Title CompanyHERITAGE ABSTRACT COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,067.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address123 5TH ST, 123, CRESSKILL, NJ 07626-2001

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 CHESTNUT ST, CRESSKILL, NJ 07626-2513

Mortgage

Document Number2021154335
DateOct 06, 2021
Instrument2021154335
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueSep 01, 2051
Interest
Rate TypeAdjustable Rate
Rate2.37%
Type Change DateSep 01, 2026
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change4.37%
IndexOther
Max Rate7.37%

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBERGEN NJ
Recording DateMay 17, 2019
Property Address12 CHESTNUT ST, CRESSKILL, NJ 07626-2513
Document Number0032441693
Book / Page003244 / 001693
Instrument DateApr 26, 2019
Instrument30780
Transaction TypeTransfer
Record UpdatedMay 29, 2019
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 CHESTNUT ST CRESSKILL NJ 076262513, CRESSKILL, NJ 07626-2513

Tax Assessment & Valuation

Source: Bergen County and Cresskill Borough records · Assessment roll updated June 29, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityCresskill Borough
Unified School DistrictCresskill Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$840,000 (+14.3%) Land $546,600 Building $293,400$840,000 (+14.3%) Land $546,600 Building $293,400
2025$16,675.00 (+7.44%)$734,900 (+13.11%) Land $461,200 Building $273,700$734,900 (+13.11%) Land $461,200 Building $273,700
2024$15,520.00 (+5.64%)
2023$649,700 Land $394,300 Building $255,400$649,700 Land $394,300 Building $255,400
2022$14,692.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskLow
lower than 95% of the US · lower than 87% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
AT&T
Fixed Wireless		100 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 463 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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