29 Bonefish Ave, Key Largo, FL 33037 Property Records

Monroe County property record for 29 Bonefish Ave, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 976 sqft · built 1978
Lot Size	0.117 acres (5,125 sqft)
Owner	Individual Name on Record
Tax Bill	$4,920 (2024)
Deeds & Mortgages	Jan 2024 Mortgage Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00471270-000000`

Property Details

APN / Parcel Number

Primary APN	`00471270-000000`
Alternative APNs	`14613900471270000000` `1578436`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	976 sqft Living Area
1st Floor Area	784 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2005
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,125 sqft (0.117 acres)
Porch	Open Porch
Porch Area	816 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air

Location & Zoning

Account Number	1578436
Old Parcel Number	14613900471270000000
Street Address	29 BONEFISH AVE
City	KEY LARGO
State	FL
Zip	33037-4709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 6 LT 3 LARGO SOUND PARK PB3-111 KEY LARGO OR405-817 OR718-710 OR1147-470 OR3185-1988 OR3185-1971 OR3257-1385
Legal Range	39E
Legal Township	61S
Legal Section	14
Legal Subdivision	LARGO SOUND PARK
Legal Block	6
Legal Lot Number	3
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	4
Census Block	4020
Census Tract	970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11975 SW 46TH ST, MIAMI, FL 33175-4737
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2024	Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC
Jul 26, 2022	Warranty Deed, Transfer · Balloon Mortgage LIMIT MORTGAGE SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2024
Deed Sale	Jan 5, 2024
Prior Sale	Jul 26, 2022 · Amount on Record
Deed Document Number	2446918
Deed Book / Page	3257 / 1385
Record Updated	Jun 8, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jan 5, 2024
Property Address	29 BONEFISH AVE, KEY LARGO, FL 33037-4709
Document Number	0032571385
Book / Page	3257 / 1385
Map Reference	MB 3 PG 111
Instrument Date	Dec 27, 2023
Instrument	2446918
Transaction Type	Transfer
Record Updated	Feb 1, 2024
Title Company	NOT AVAILABLE, BANKERS T&E SVCS INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11975 SW 46TH ST, MIAMI, FL 33175-4737

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11975 SW 46TH ST, MIAMI, FL 33175-4737

Mortgage

Document Number	0002446919
Date	Jan 5, 2024
Instrument	2446919

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

Mortgage

Document Number	0032571387
Date	Jan 5, 2024
Book Page	3257/1387
Instrument	2446919

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	9808 SCRANTON RD, SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 26, 2022
Property Address	29 BONEFISH AVE, KEY LARGO, FL 33037-4709
Document Number	0031851971
Book / Page	3185 / 1971
Map Reference	MB 3 PG 111
Instrument Date	Jul 22, 2022
Instrument	2384928
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	NU WORLD TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1940 S HIBISCUS DR, 1940, NORTH MIAMI, FL 33181-2345

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 BONEFISH AVE, KEY LARGO, FL 33037-4709

Mortgage

Document Number	0031851973
Date	Jul 25, 2022
Book Page	3185/1973
Instrument	2384929

Lender

Name	LIMIT MORTGAGE SOLUTIONS INC
Address	HIALEAH, FL 33016

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$491,006 (+2.09%) Land $315,669 Building $175,337	$491,006 (+2.09%) Land $315,669 Building $175,337
2024	$4,920.00 (+7.78%)
2023	$4,565.00 (+188.74%)	$480,938 (+219.99%) Land $319,364 Building $161,574	$480,938 (+21.29%) Land $319,364 Building $161,574
2022	$1,581.00 Senior Citizen's exemption	$150,296	$396,528 Land $261,298 Building $135,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 167 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	167 in force
Nearby Flood Claims	68 (1992–2023)
Claims Outside the SFHA	4 of 68
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 39 claims Hurricane Irene, Oct 1999 · 8 claims Hurricane Georges, Sep 1998 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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