Monroe County property record for 32 Bonefish Ave, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,300 sqft · built 2000 |
| Lot Size | 0.235 acres (10,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $850,000 (Mar 2025) |
| Tax Bill | $3,630 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 00470580-000000 |
| Primary APN | 00470580-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,300 sqft Living Area |
| 1st Floor Area | 2,300 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,250 sqft (0.235 acres) |
| Garage Area | 1,000 sqft |
| Porch | Open Porch |
| Porch Area | 120 sqft |
| Patio Area | 69 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1577740 |
|---|---|
| Street Address | 32 BONEFISH AVE |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4765 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS-M |
| Legal Description | BK 2 LTS 17-18 LARGO SOUND PARK PB3-111 KEY LARGO OR659-280 OR1170-1383DC OR1508-372 OR2334-2405 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 14 |
| Legal Subdivision | LARGO SOUND PARK |
| Legal Block | 2 |
| Legal Lot Number | 17-18 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 970400 |
Source: Monroe County records · APN 00470580-000000
Assessment roll updated December 8, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32 BONEFISH AVE, KEY LARGO, FL 33037-4765 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 11, 2025 · Amount on Record |
| Deed Sale | Mar 11, 2025 · Amount on Record |
| Prior Sale | Dec 06, 2007 · Amount on Record |
| Deed Document Number | 20252492779 |
| Deed Book / Page | 3315 / 1070 |
| Record Updated | Sep 20, 2026 |
Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,630.00 (+5.25%) | $420,810 (+5.99%) | $822,767 (+1.57%) Land $447,454 Building $375,313 |
| 2024 | $3,449.00 (+5.02%) | ||
| 2023 | $3,284.00 (+6.38%) Homeowner's exemption | $397,040 (+3%) | $810,072 (+10.63%) Land $452,691 Building $357,381 |
| 2022 | $3,087.00 Homeowner's exemption | $385,476 | $732,236 Land $370,384 Building $361,852 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 167 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 167 in force |
| Nearby Flood Claims | 68 (1992–2023) |
| Claims Outside the SFHA | 4 of 68 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
Based on FCC filings for 214 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
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