Kane County property record for 38W735 Hopps Rd, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,533 sqft · built 1978 |
| Lot Size | 0.98 acres (42,689 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $282,000 (May 2015) |
| Tax Bill | $10,616 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-31-102-003 |
| Primary APN | 06-31-102-003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,533 sqft Living Area |
| Gross Area | 4,193 sqft |
| Basement Area | 1,660 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Construction Type | Frame |
| Lot Area | 42,689 sqft (0.98 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 38W735 HOPPS RD |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MITAWA SUB LOT 51 |
| Legal Subdivision | MITAWA SUB |
| Legal Block | 2 |
| Legal Lot Number | 51 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 851912 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 38W735 HOPPS RD, ELGIN, IL 60124-8546 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 13, 2022 | Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK |
| Aug 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ANDREWS FCU |
| Aug 3, 2020 | Deed of Trust, Mortgage · Line of Credit ANDREWS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 11, 2015 · Amount on Record |
| Deed Sale | May 11, 2015 · Amount on Record |
| Prior Sale | Dec 22, 2005 · Amount on Record |
| Deed Document Number | 201523930 |
| Prior Transfer Date | Apr 27, 2012 |
| Prior Transfer Doc | 0000028884 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 38W735 HOPPS RD, ELGIN, IL 60124-8546 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 38W735 HOPPS RD, ELGIN, IL 60124-8546 |
| Document Number | 0000025794 |
|---|---|
| Date | May 13, 2022 |
| Instrument | 2022K025794 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60631 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 28, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Change Frequency | Monthly |
| Min Rate At Change | 4% |
| Max Rate At Change | 18% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 38W735 HOPPS RD, ELGIN, IL 60124-8546 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|
| Document Number | 0000042737 |
|---|---|
| Date | Aug 3, 2020 |
| Instrument | 2020K042737 |
| Name | ANDREWS FCU |
|---|---|
| Type | Credit Union |
| Address | SUITLAND, MD 20746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 38W735 HOPPS RD, ELGIN, IL 60124-8546 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|
| Document Number | 0000042738 |
|---|---|
| Date | Aug 3, 2020 |
| Instrument | 2020K042738 |
| Name | ANDREWS FCU |
|---|---|
| Type | Credit Union |
| Address | SUITLAND, MD 20746 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 25, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,616.00 (+13.13%) Homeowner's exemption | $162,921 (+8.57%) Land $39,257 Building $123,664 | $488,959 (+8.57%) Land $117,818 Building $371,140 |
| 2024 | $150,061 (+21.39%) Land $36,158 Building $113,903 | $450,363 (+21.44%) Land $108,517 Building $341,846 | |
| 2022 | $9,384.00 (+6.02%) Homeowner's exemption | $123,616 (+6.96%) Land $29,786 Building $93,830 | $370,848 (+6.96%) Land $89,358 Building $281,490 |
| 2021 | $8,851.00 Homeowner's exemption | $115,572 Land $27,848 Building $87,724 | $346,716 Land $83,544 Building $263,172 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| AT&T DSL | 100 / 20 |
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