Kane County property record for 38W656 Hopps Rd, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,744 sqft · built 1979 |
| Lot Size | 2.82 acres (122,839 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $360,000 (Jan 2017) |
| Tax Bill | $12,410 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit Dec 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-31-101-006 |
| Primary APN | 06-31-101-006 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,744 sqft Living Area |
| Gross Area | 4,004 sqft |
| Basement Area | 1,260 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 122,839 sqft (2.82 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 38W656 HOPPS RD |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MITAWA SUB LOT 59 |
| Legal Subdivision | MITAWA SUB |
| Legal Block | 2 |
| Legal Lot Number | 59 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 851912 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 38W656 HOPPS RD, ELGIN, IL 60124-8527 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Dec 22, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK OF FORREST |
| Dec 23, 2021 | Intrafamily Transfer, Transfer CHICAGO TITLE INSURANCE CO |
| Jan 4, 2017 | Warranty Deed, Transfer · Line of Credit FIRST ST BK/FORREST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 4, 2017 · Amount on Record |
| Deed Sale | Jan 4, 2017 · Amount on Record |
| Prior Sale | Mar 23, 2004 · Amount on Record |
| Deed Document Number | 2017369 |
| Last Transfer Date | Dec 20, 2021 |
| Transfer Doc | 0000095072 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 38W656 HOPPS RD, ELGIN, IL 60124-8527 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000094789 |
|---|---|
| Date | Dec 22, 2021 |
| Instrument | 2021K094789 |
| Name | FIRST STATE BANK OF FORREST |
|---|---|
| Type | Bank |
| Address | FORREST, IL 61741 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 1, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 23, 2021 |
| Property Address | 38W656 HOPPS RD, ELGIN, IL 60124-8527 |
| Document Number | 0000095072 |
| Instrument Date | Dec 20, 2021 |
| Instrument | 2021K095072 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 38W656 HOPPS RD, ELGIN, IL 60124-8527 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 4, 2017 |
| Property Address | 38W656 HOPPS RD, ELGIN, IL 60124-8527 |
| Document Number | 0000000369 |
| Instrument Date | Dec 19, 2016 |
| Instrument | 369 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2017 |
| Title Company | FOX TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $540.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12430 LIONS CHASE LN HUNTLEY IL 601427058, HUNTLEY, IL 60142-7058 |
| Document Number | 370 |
|---|---|
| Date | Jan 4, 2017 |
| Instrument | 370 |
| Name | FIRST ST BK/FORREST |
|---|---|
| Type | Bank |
| Address | FORREST, IL 61741 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 3, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
Source: Kane County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,410.00 (+2.05%) Homeowner's exemption | ||
| 2024 | $12,161.00 (+10.87%) | $174,179 (+21.39%) Land $44,665 Building $129,514 | $522,746 (+21.44%) Land $134,049 Building $388,697 |
| 2022 | $10,969.00 (+5.97%) Homeowner's exemption | $143,482 (+6.96%) Land $36,793 Building $106,689 | $430,446 (+6.96%) Land $110,379 Building $320,067 |
| 2021 | $10,351.00 Homeowner's exemption | $134,146 Land $34,399 Building $99,747 | $402,438 Land $103,197 Building $299,241 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| AT&T DSL | 100 / 20 |
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