Kane County property record for 38W663 Hopps Rd, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,442 sqft · built 1979 |
| Lot Size | 0.981 acres (42,720 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $335,000 (Oct 2020) |
| Tax Bill | $11,308 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Oct 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-31-102-007 |
| Primary APN | 06-31-102-007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,442 sqft Living Area |
| Gross Area | 3,502 sqft |
| Basement Area | 1,060 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 42,720 sqft (0.981 acres) |
| Lot Width | 291 ft Width |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 38W663 HOPPS RD |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MITAWA SUB LOT 47 |
| Legal Subdivision | MITAWA SUB |
| Legal Block | 2 |
| Legal Lot Number | 47 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 851912 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 38W663 HOPPS RD, ELGIN, IL 60124-8546 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 24, 2021 | Quit Claim Deed, Transfer · Conventional Mortgage FIRST AMERICAN BANK |
| Oct 7, 2020 | Warranty Deed, Transfer · Conventional Mortgage MAGNOLIA BANK |
| Oct 7, 2020 | Affidavit of Death, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2020 · Amount on Record |
| Deed Sale | Oct 7, 2020 · Amount on Record |
| Deed Document Number | 202059371 |
| Last Transfer Date | Jul 27, 2021 |
| Transfer Doc | 0000064518 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 24, 2021 |
| Property Address | 38W663 HOPPS RD, ELGIN, IL 60124-8546 |
| Document Number | 0000064518 |
| Instrument Date | Jul 27, 2021 |
| Instrument | 2021K064518 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 38W633 HOPPS RD, ELGIN, IL 60124-8546 |
| Document Number | 0000064519 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 2021K064519 |
| Name | FIRST AMERICAN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 7, 2020 |
| Property Address | 38W663 HOPPS RD, ELGIN, IL 60124-8546 |
| Document Number | 0000059371 |
| Instrument Date | Aug 25, 2020 |
| Instrument | 2020K059371 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $335.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 38W663 HOPPS RD, ELGIN, IL 60124-8546 |
| Document Number | 0000059372 |
|---|---|
| Date | Oct 7, 2020 |
| Instrument | 2020K059372 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 7, 2020 |
| Property Address | 38W663 HOPPS RD, ELGIN, IL 60124-8546 |
| Document Number | 0000059370 |
| Instrument Date | Aug 25, 2020 |
| Instrument | 59370 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38S663 HOPPS RD ELGIN IL 60124, ELGIN, IL 60124 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,308.00 (+13.13%) Homeowner's exemption | $173,029 (+8.57%) Land $39,257 Building $133,772 | $519,295 (+8.57%) Land $117,818 Building $401,477 |
| 2024 | $159,371 (+21.39%) Land $36,158 Building $123,213 | $478,304 (+21.44%) Land $108,517 Building $369,787 | |
| 2022 | $9,996.00 (+6%) Homeowner's exemption | $131,285 (+6.96%) Land $29,786 Building $101,499 | $393,855 (+6.96%) Land $89,358 Building $304,497 |
| 2021 | $9,430.00 Homeowner's exemption | $122,742 Land $27,848 Building $94,894 | $368,226 Land $83,544 Building $284,682 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| AT&T DSL | 100 / 20 |
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