38W535 E Mary Ln, Saint Charles, IL 60175 Property Records

Kane County property record for 38W535 E Mary Ln, Saint Charles, IL 60175

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,994 sqft · built 1967
Lot Size0.596 acres (25,947 sqft)
Owner2 Company Names on File
Last Sale$415,000 (Jul 2023)
Tax Bill$9,372 (2025)
Deeds & MortgagesAug 2026 Sale
Oct 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-30-376-007

Property Details

APN / Parcel Number

Primary APN09-30-376-007

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,994 sqft Living Area
1st Floor Area1,994 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1969
Exterior MaterialBrick
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area25,947 sqft (0.596 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address38W535 E MARY LN
CitySAINT CHARLES
StateIL
Zip60175-7825
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAP AREA: 014-LKECHRLT,RNBWHIL
Legal SubdivisionLAKE CHARLOTTE
Legal Block2
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group2
Census Block2022
Census Tract852204

Owner

38W535 E Mary Ln is owned by a company that bought it in July 2023 and is owner-occupied.

Source: Kane County records, as of September 1, 2026

Owner of Record2 Company Names on File
Mailing Address38W535 E MARY LN, SAINT CHARLES, IL 60175-7825
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2026Special Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Oct 3, 2022Warranty Deed, Transfer · Conventional Mortgage
THE ANDERSON FINANCIAL GROUP INC
Jul 20, 2023Re-recorded Document
E-CHICAGO TITLE, CHICAGO TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 20, 2023 · Amount on File
Deed SaleJul 20, 2023 · Amount on File
Deed Document Number202324459
Prior Transfer DateSep 16, 2022
Prior Transfer Doc0000024459
Record UpdatedOct 29, 2026

August 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionKANE IL
Recording DateAug 20, 2026
Property Address38W535 E MARY LN, SAINT CHARLES, IL 60175-7825
Document Number0000036099
Instrument DateAug 20, 2026
Instrument202636099
Transaction TypeTransfer
Record UpdatedSep 1, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant
Address38W535 E MARY LN, SAINT CHARLES, IL 60175-7825

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateOct 3, 2022
Property Address38W535 E MARY LN, SAINT CHARLES, IL 60175-7825
Document Number0000048513
Instrument DateSep 16, 2022
Instrument2022K048513
Transaction TypeTransfer
Record UpdatedAug 29, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3N479 CURLING POND CT, ELBURN, IL 60119-8852

Mortgage

Document Number0000048514
DateOct 3, 2022
Instrument2022K048514
Lender
NameTHE ANDERSON FINANCIAL GROUP INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2052
Interest
Rate TypeFixed Rate
Rate5.62%

July 2023: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionKANE IL
Recording DateJul 20, 2023
Property Address38W535 E MARY LN, SAINT CHARLES, IL 60175-7825
Document Number0000024459
Instrument DateSep 16, 2022
Instrument2023K024459
Record UpdatedAug 29, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount on Record
Tax$415.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address38W535 E MARY LN, SAINT CHARLES, IL 60175-7825

Tax Assessment & Valuation

The 2025 property tax bill for 38W535 E Mary Ln was $9,372 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,372.00$148,384 (+8.53%) Land $50,521 Building $97,863$445,330 (+8.53%) Land $151,624 Building $293,706
2024$136,721 Land $46,550 Building $90,171$410,327 Land $139,706 Building $270,621
2022$5,633.00 (+0.88%) Homeowner's exemption$110,177 (+4.91%) Land $38,736 Building $71,441$330,531 (+4.91%) Land $116,208 Building $214,323
2021$5,584.00 Homeowner's exemption$105,020 Land $36,923 Building $68,097$315,060 Land $110,769 Building $204,291

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 38W535 E Mary Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 38W535 E Mary Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

Nearby Properties on E Mary Ln

Nearby Streets

Search Property Records by Address or Parcel Number