Kane County property record for 38W519 Hopps Rd, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,636 sqft · built 1978 |
| Lot Size | 0.932 acres (40,618 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $255,000 (Jul 2003) |
| Tax Bill | $9,000 (2025) |
| Deeds & Mortgages | Nov 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-31-152-007 |
| Primary APN | 06-31-152-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,636 sqft Living Area |
| Gross Area | 3,272 sqft |
| 1st Floor Area | 1,636 sqft |
| Basement Area | 1,636 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Construction Type | Frame |
| Lot Area | 40,618 sqft (0.932 acres) |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 38W519 HOPPS RD |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MITAWA SUB LOT 3 |
| Legal Subdivision | MITAWA SUB |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 851912 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 38W519 HOPPS RD, ELGIN, IL 60124-8524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2003 · Amount on Record |
| Deed Sale | Jul 25, 2003 · Amount on Record |
| Deed Document Number | 2003127466 |
| Prior Transfer Date | Jul 16, 2003 |
| Prior Transfer Doc | 0000127466 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 38W519 HOPPS RD, ELGIN, IL 60124-8524 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000071240 |
|---|---|
| Date | Nov 18, 2020 |
| Instrument | 2020K071240 |
| Name | FIFTH THIRD BANK WESTERN MICHIGAN |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Aug 25, 2050 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,000.00 (+15.15%) Homeowner's exemption | $142,781 (+8.57%) Land $37,715 Building $105,066 | $428,514 (+8.57%) Land $113,190 Building $315,324 |
| 2024 | $131,511 (+21.39%) Land $34,738 Building $96,773 | $394,691 (+21.44%) Land $104,256 Building $290,435 | |
| 2022 | $7,816.00 (+6.25%) Homeowner's exemption | $108,334 (+6.96%) Land $28,616 Building $79,718 | $325,002 (+6.96%) Land $85,848 Building $239,154 |
| 2021 | $7,356.00 Homeowner's exemption | $101,285 Land $26,754 Building $74,531 | $303,855 Land $80,262 Building $223,593 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| AT&T DSL | 100 / 20 |
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