Kane County property record for 38W450 Hopps Rd, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Lot Size | 5.25 acres (228,690 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,494 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-31-201-012 |
| Primary APN | 06-31-201-012 |
|---|
| Lot Area | 228,690 sqft |
|---|
| Street Address | 38W450 HOPPS RD |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8551 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF THE W1/2 NE1/4 SEC 31-41-8 DESC IN DOC 2019K013248 |
| Legal Range | 08 |
| Legal Township | 41 |
| Legal Section | 31 |
| Legal Block | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 851912 |
38W450 Hopps Rd is owned and occupied by an individual who acquired it in January 2019.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38W450 HOPPS RD, ELGIN, IL 60124-8551 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 1, 2019 |
| Transfer Doc | 0000013248 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 38W450 HOPPS RD, ELGIN, IL 60124-8551 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000036684 |
|---|---|
| Date | May 11, 2021 |
| Instrument | 2021K036684 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | May 17, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 38W450 Hopps Rd was $7,494 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,494.00 Homeowner's exemption | $124,914 (+8.57%) Land $54,851 Building $70,063 | $374,892 (+8.57%) Land $164,619 Building $210,273 |
| 2024 | $115,054 Land $50,521 Building $64,533 | $345,300 Land $151,624 Building $193,676 | |
| 2022 | $7,105.00 (+5.65%) | $89,048 (+6.96%) Land $41,618 Building $47,430 | $267,144 (+6.96%) Land $124,854 Building $142,290 |
| 2021 | $6,725.00 | $83,254 Land $38,910 Building $44,344 | $249,762 Land $116,730 Building $133,032 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38W450 Hopps Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38W450 Hopps Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| AT&T DSL | 100 / 20 |
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