Kane County property record for 38W451 Hopps Rd, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,356 sqft · built 1981 |
| Lot Size | 1 acres (43,734 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $307,000 (Sep 2020) |
| Tax Bill | $9,577 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Jan 2026 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-31-251-035 |
| Primary APN | 06-31-251-035 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,356 sqft Living Area |
| Gross Area | 3,468 sqft |
| Basement Area | 1,112 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 43,734 sqft |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Sewer | Septic |
| Street Address | 38W451 HOPPS RD |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MITAWA SUB LOT 1 |
| Legal Subdivision | MITAWA SUB |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 851912 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 38W451 HOPPS RD, ELGIN, IL 60124-8524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jan 6, 2026 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jan 8, 2026 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Sep 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 18, 2021 | Intrafamily Transfer, Transfer |
| Sep 10, 2020 | Warranty Deed, Transfer SNP TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2020 · Amount on Record |
| Deed Sale | Sep 10, 2020 · Amount on Record |
| Deed Document Number | 202051824 |
| Last Transfer Date | Oct 16, 2020 |
| Transfer Doc | 0000012984 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 38W451 HOPPS RD, ELGIN, IL 60124-8524 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 38W 451 HOPPS ROIAD, ELGIN, IL 60124 |
| Document Number | 0000000518 |
|---|---|
| Date | Jan 6, 2026 |
| Instrument | 2026K000518 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jan 1, 2066 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 38W451 HOPPS RD, ELGIN, IL 60124-8524 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 38W451 HOPPS RD, ELGIN, IL 60124-8524 |
| Document Number | 0000001047 |
|---|---|
| Date | Jan 8, 2026 |
| Instrument | 2026K001047 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jan 1, 2066 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 38W451 HOPPS RD, ELGIN, IL 60124-8524 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SNP TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000049909 |
|---|---|
| Date | Sep 1, 2020 |
| Instrument | 2020K049909 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 18, 2021 |
| Property Address | 38W451 HOPPS RD, ELGIN, IL 60124-8524 |
| Document Number | 0000012984 |
| Instrument Date | Oct 16, 2020 |
| Instrument | 2021K012984 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 38W451 HOPPS RD, ELGIN, IL 60124-8524 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 10, 2020 |
| Property Address | 38W451 HOPPS RD, ELGIN, IL 60124-8524 |
| Document Number | 0000051824 |
| Instrument Date | Aug 5, 2020 |
| Instrument | 51824 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2020 |
| Title Company | SNP TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $461.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1680 NORWOOD AVE ITASCA IL 601431011, ITASCA, IL 60143-1011 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,577.00 (+15.15%) Homeowner's exemption | $151,426 (+8.57%) Land $37,715 Building $113,711 | $454,460 (+8.57%) Land $113,190 Building $341,270 |
| 2024 | $139,473 (+21.39%) Land $34,738 Building $104,735 | $418,586 (+21.44%) Land $104,256 Building $314,331 | |
| 2022 | $8,317.00 (+6.23%) Homeowner's exemption | $114,893 (+6.96%) Land $28,616 Building $86,277 | $344,679 (+6.96%) Land $85,848 Building $258,831 |
| 2021 | $7,829.00 Homeowner's exemption | $107,417 Land $26,754 Building $80,663 | $322,251 Land $80,262 Building $241,989 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| AT&T DSL | 100 / 20 |
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