38W294 Berquist Dr, Geneva, IL 60134 Property Records

Kane County property record for 38W294 Berquist Dr, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,314 sqft · built 2007
Lot Size0.441 acres (19,203 sqft)
Owner2 Individual Names on File
Last Sale$451,500 (Dec 2020)
Tax Bill$15,461 (2025)
Deeds & MortgagesApr 2020 Mortgage
Dec 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-07-251-010

Property Details

APN / Parcel Number

Primary APN12-07-251-010

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area3,314 sqft Living Area
Gross Area4,971 sqft
Basement Area1,657 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Lot Area19,203 sqft (0.441 acres)
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address38W294 BERQUIST DR
CityGENEVA
StateIL
Zip60134-6134
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMILL CREEK NBHD O LT 69
Legal SubdivisionMILL CREEK
Legal Block4
Legal Lot Number69
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group4
Census Block4034
Census Tract854800

Owner

38W294 Berquist Dr is owned and occupied by two individuals who bought it in December 2020.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address38W294 BERQUIST DR, GENEVA, IL 60134-6134
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Dec 11, 2020Warranty Deed, Transfer · Stand-Alone First Mortgage
MIDWEST COMMUNITY BANK
Mar 27, 2017Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 11, 2020 · Amount on File
Deed SaleDec 11, 2020 · Amount on File
Prior SaleMar 27, 2017 · Amount on File
Deed Document Number202077224
Prior Transfer DateSep 15, 2014
Prior Transfer Doc0000046253
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address38W294 BERQUIST DR, GENEVA, IL 60134-6134
Transaction TypeMortgage
Record UpdatedJul 27, 2021
Title CompanyCITYWIDE TITLE CORP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016236
DateApr 1, 2020
Instrument2020K016236
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2050

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateDec 11, 2020
Property Address38W294 BERQUIST DR, GENEVA, IL 60134-6134
Document Number0000077224
Map ReferenceDOC 2005K073061
Instrument DateSep 24, 2020
Instrument2020K077224
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$451.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address38W294 BERQUIST DR, GENEVA, IL 60134-6134

Mortgage

Document Number0000077225
DateDec 11, 2020
Instrument2020K077225
Lender
NameMIDWEST COMMUNITY BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term359 Months
DueNov 1, 2050
Interest
Rate TypeFixed Rate
Rate2.62%

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMar 27, 2017
Property Address38W294 BERQUIST DR, GENEVA, IL 60134-6134
Document Number0000015263
Map ReferenceDOC2005K073061
Instrument DateMar 8, 2017
Instrument2017K015263
Transaction TypeTransfer
Record UpdatedJul 27, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$410.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1705 CAMBRIDGE DR, SAINT CHARLES, IL 60174-4669

Mortgage

Document Number0000015264
DateMar 27, 2017
Instrument2017K015264
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 38W294 Berquist Dr was $15,461 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,461.00 Homeowner's exemption$220,462 (+8.5%) Land $57,419 Building $163,043$661,651 (+8.5%) Land $172,326 Building $489,325
2024$203,191 Land $52,921 Building $150,270$609,817 Land $158,827 Building $450,990
2022$13,870.00 (+2.73%) Homeowner's exemption$171,640 (+3.86%) Land $44,704 Building $126,936$514,920 (+3.86%) Land $134,112 Building $380,808
2021$13,502.00 Homeowner's exemption$165,261 Land $43,043 Building $122,218$495,783 Land $129,129 Building $366,654

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 38W294 Berquist Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 38W294 Berquist Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILL CREEK WATER RECLAMATION DISTRICT
private · serves 8,000 people · EPA ID IL0890120
Water SourceGroundwater
Last State InspectionFeb 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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