Kane County property record for 38W424 Berquist Dr, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,638 sqft · built 2006 |
| Lot Size | 0.441 acres (19,203 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $680,000 (Aug 2025) |
| Tax Bill | $16,576 (2025) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage Jun 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-07-251-005 |
| Primary APN | 12-07-251-005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,638 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 19,203 sqft (0.441 acres) |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 38W424 BERQUIST DR |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-6144 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MILL CREEK NBHD O LOT 74 |
| Legal Subdivision | MILL CREEK |
| Legal Block | 4 |
| Legal Lot Number | 74 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 4 |
| Census Block | 4034 |
| Census Tract | 854800 |
38W424 Berquist Dr is owned by two individuals who bought it in August 2025.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 284 REMINGTON DR, SAINT CHARLES, IL 60175-1013 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 28, 2025 | Deed, Transfer · Conventional Mortgage FUNDLOANS CAPITAL |
| Jun 1, 2018 | Trustee's Deed, Construction Loan · Line of Credit JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2025 · Amount on File |
| Deed Sale | Aug 28, 2025 · Amount on File |
| Prior Sale | May 18, 2006 · Amount on File |
| Deed Document Number | 202532852 |
| Prior Transfer Date | Nov 17, 2015 |
| Prior Transfer Doc | 0000010448 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 28, 2025 |
| Property Address | 38W424 BERQUIST DR, GENEVA, IL 60134-6144 |
| Document Number | 0000032852 |
| Map Reference | DOC 2005K073061 |
| Instrument Date | Jul 29, 2025 |
| Instrument | 2025K032852 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2025 |
| Title Company | BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $680.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 38W424 BERQUIST DR, GENEVA, IL 60134-6144 |
| Document Number | 0000032853 |
|---|---|
| Date | Aug 28, 2025 |
| Instrument | 2025K032853 |
| Name | FUNDLOANS CAPITAL |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.87% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 1, 2018 |
| Property Address | 38W424 BERQUIST DR, GENEVA, IL 60134-6144 |
| Instrument Date | May 18, 2018 |
| Instrument | 25434 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 13, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 38W424 BERQUIST DR GENEVA IL 601346144, GENEVA, IL 60134-6144 |
| Document Number | 0000025434 |
|---|---|
| Date | Jun 1, 2018 |
| Instrument | 25434 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
The 2025 property tax bill for 38W424 Berquist Dr was $16,576, up 3.8% from the year before.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,576.00 (+3.76%) Homeowner's exemption Senior Citizen's exemption | $243,783 (+8.5%) Land $57,419 Building $186,364 | $731,642 (+8.5%) Land $172,326 Building $559,316 |
| 2024 | $15,976.00 Homeowner's exemption | $224,685 Land $52,921 Building $171,764 | $674,325 Land $158,827 Building $515,498 |
| 2022 | $15,390.00 (+2.7%) Homeowner's exemption | $189,797 (+3.86%) Land $44,704 Building $145,093 | $569,391 (+3.86%) Land $134,112 Building $435,279 |
| 2021 | $14,985.00 Homeowner's exemption | $182,744 Land $43,043 Building $139,701 | $548,232 Land $129,129 Building $419,103 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 38W424 Berquist Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 38W424 Berquist Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILL CREEK WATER RECLAMATION DISTRICT private · serves 8,000 people · EPA ID IL0890120 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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