Kane County property record for 38W413 Berquist Dr, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,391 sqft · built 2006 |
| Lot Size | 0.242 acres (10,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $565,500 (Aug 2023) |
| Tax Bill | $13,872 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Aug 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-07-252-008 |
| Primary APN | 12-07-252-008 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,391 sqft Living Area |
| Gross Area | 5,231 sqft |
| Basement Area | 1,840 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Lot Area | 10,560 sqft (0.242 acres) |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 38W413 BERQUIST DR |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-6144 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MILL CREEK NBHD O LT 97 |
| Legal Subdivision | MILL CREEK |
| Legal Block | 4 |
| Legal Lot Number | 97 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 4 |
| Census Block | 4036 |
| Census Tract | 854800 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 43 COUNTRY PL, SPRINGFIELD, IL 62703-5310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 29, 2025 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 22, 2023 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2023 · Amount on Record |
| Deed Sale | Aug 22, 2023 · Amount on Record |
| Prior Sale | Jun 17, 2016 · Amount on Record |
| Deed Document Number | 202328884 |
| Prior Transfer Date | Mar 7, 2014 |
| Prior Transfer Doc | 0000012083 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 38W413 BERQUIST DR, GENEVA, IL 60134-6144 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2025 |
| Title Company | UNKNOWN, CT |
| Name | Verified Name |
|---|---|
| Address | 38W413 BERQUIST DR, GENEVA, IL 60134-6144 |
| Document Number | 0000042660 |
|---|---|
| Date | Oct 29, 2025 |
| Instrument | 2025K042660 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.74% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 22, 2023 |
| Property Address | 38W413 BERQUIST DR, GENEVA, IL 60134-6144 |
| Document Number | 0000028884 |
| Map Reference | DOC 2005K073061 |
| Instrument Date | Jul 21, 2023 |
| Instrument | 2023K028884 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2023 |
| Title Company | NOT AVAILABLE, CT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $565.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 38W413 BERQUIST DR, GENEVA, IL 60134-6144 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 38W413 BERQUIST DR, GENEVA, IL 60134-6144 |
| Document Number | 0000028885 |
|---|---|
| Date | Aug 22, 2023 |
| Instrument | 2023K028885 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 38W413 BERQUIST DR, GENEVA, IL 60134-6144 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000080182 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 2020K080182 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37064 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,872.00 (+11.45%) | $198,628 (+8.5%) Land $48,586 Building $150,042 | $596,122 (+8.5%) Land $145,816 Building $450,306 |
| 2024 | $183,068 (+18.38%) Land $44,780 Building $138,288 | $549,424 (+18.43%) Land $134,394 Building $415,030 | |
| 2022 | $12,447.00 (+2.74%) Homeowner's exemption | $154,642 (+3.86%) Land $37,827 Building $116,815 | $463,926 (+3.86%) Land $113,481 Building $350,445 |
| 2021 | $12,115.00 Homeowner's exemption | $148,895 Land $36,421 Building $112,474 | $446,685 Land $109,263 Building $337,422 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILL CREEK WATER RECLAMATION DISTRICT private · serves 8,000 people · EPA ID IL0890120 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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